3079 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 3079 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,134 sqft · built 1977
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Feb 2018)
Tax Bill	$1,264 (2025)
Deeds & Mortgages	Feb 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`04-07S-03W-3153-000B-0530`

Property Details

APN / Parcel Number

Primary APN	`04-07S-03W-3153-000B-0530`
Alternative APN	`03W07S043153000B0530`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,134 sqft Living Area
1st Floor Area	2,134 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bungalow
Exterior Material	Concrete Block
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,000 sqft (0.344 acres)
Porch	Finished/Open Porch
Porch Area	888 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3079 HIGHWAY 98 E
City	CARRABELLE
State	FL
Zip	32322-8001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 3 BL B LOT 53 ST JAMES ISLAND PARK OR 109/23 120/217 243/288 428/258 OR/621/540 660/286 817/771 995/283 1012/400 1212/57
Legal Range	03W
Legal Township	07S
Legal Section	04
Legal Subdivision	ST JAMES ISLAND PARK
Legal Block	B
Legal Lot Number	53
Legal Unit	3
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2075
Census Tract	970102

Owner

Source: Franklin County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3079 HIGHWAY 98 E, CARRABELLE, FL 32322-8001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2018 · Amount on Record
Deed Sale	Feb 16, 2018 · Amount on Record
Prior Sale	Jun 8, 2010 · Amount on Record
Deed Document Number	2018768
Deed Book / Page	1212 / 57
Prior Transfer Date	Oct 22, 2013
Prior Transfer Doc	0019007617
Record Updated	Jun 8, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Feb 16, 2018
Property Address	3079 HIGHWAY 98 E, CARRABELLE, FL 32322-8001
Document Number	0019000768
Book / Page	001212 / 000057
Instrument Date	Feb 14, 2018
Instrument	19000768
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	TALLAHASSEE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3079 HIGHWAY 98 E CARRABELLE FL 323228001, CARRABELLE, FL 32322-8001

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,264.00 (+2.43%) Homeowner's exemption	$170,217 (+2.9%)	$294,296 (+4.69%) Land $50,000 Building $244,296
2024	$1,234.00 Homeowner's exemption	$165,420 (+3%)	$281,121 (+19.54%) Land $35,000 Building $246,121
2023	$1,234.00 (+0.98%) Homeowner's exemption	$160,602 (+3%)	$235,163 (+28.21%) Land $40,000 Building $195,163
2022	$1,222.00 Homeowner's exemption	$155,924	$183,424 Land $40,000 Building $143,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50