3092 E Lydius St, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3092 E Lydius St, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,422 sqft · built 1950
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Individual Names on File
Last Sale	$187,000 (Jun 2021)
Tax Bill	$5,463 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 15.14-5-17`

Property Details

APN / Parcel Number

Primary APN	`013089 15.14-5-17`
Alternative APNs	`308901501400050170000000` `01501400050170000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,422 sqft Living Area
1st Floor Area	1,074 sqft
Upper Floors Area	348 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	210 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01501400050170000000
Street Address	3092 E LYDIUS ST
City	SCHENECTADY
State	NY
Zip	12303-5030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	3092 LYDIUS ST
Legal Block	5
Legal Lot Number	17.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	3
Census Block	3011
Census Tract	14616

Owner

Source: Albany County and Guilderland Town assessment roll, APN 013089 15.14-5-17, as of March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3092 E LYDIUS ST, SCHENECTADY, NY 12303-5030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Aug 19, 2008 · Amount on Record
Deed Document Number	202117715
Prior Transfer Date	Jun 28, 2013
Prior Transfer Doc	0030731023
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBANY NY
Recording Date	Jun 15, 2021
Property Address	3092 E LYDIUS ST, SCHENECTADY, NY 12303-5030
Document Number	0000007715
Instrument Date	Jun 09, 2021
Instrument	R2021-17715
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	NURDOCK ABSTRACT CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$748.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3092 E LYDIUS ST, SCHENECTADY, NY 12303-5030

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 ELIZABETHFIELD WAY, ALTAMONT, NY 12009-2535

Mortgage

Document Number	0000007716
Date	Jun 15, 2021
Instrument	R2021-17716

Lender

Name	CHEMUNG CANAL TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll as of March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,463.00 (+27.14%)	$183,000 (-) Land $37,000 Building $146,000	$244,000 (+13.33%) Land $49,333 Building $194,667
2023		$183,000 (-) Land $37,000 Building $146,000	$215,294 (+7.06%) Land $43,529 Building $171,765
2022		$183,000 Land $37,000 Building $146,000	$201,099 Land $40,659 Building $160,440
2021	$4,297.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), as of March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010146163, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 221 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY0100205, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.