Schenectady County and Schenectady City property record for 247 Chiswell Rd, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 875 sqft · built 1952 |
| Lot Size | 0.206 acres (9,000 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $221,500 (Apr 2026) |
| Tax Bill | $4,576 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.62-2-5 |
| Primary APN | 421500 60.62-2-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 875 sqft Living Area |
| 1st Floor Area | 875 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,000 sqft (0.206 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Canopy | 65 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 247 CHISWELL RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | PART OF 293 1 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 5.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 3330 BALLTOWN RD, SCHENECTADY, NY 12304-2205 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2026 | Warranty Deed, Transfer LEGACY TITLE SERVICES |
| Jun 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Jan 6, 2017 | Grant Deed, Transfer · VA Mortgage AMERICU CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2026 · Amount on Record |
| Deed Sale | Apr 21, 2026 · Amount on Record |
| Prior Sale | Jun 9, 2020 · Amount on Record |
| Deed Document Number | 20269018 |
| Deed Book / Page | 2170 / 792 |
| Prior Transfer Date | Sep 2, 2005 |
| Prior Transfer Doc | 1716000535 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 21, 2026 |
| Property Address | 247 CHISWELL RD, SCHENECTADY, NY 12304-3805 |
| Document Number | 0000009018 |
| Book / Page | 2170 / 792 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.9018 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | LEGACY TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $89,486.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3330 BALLTOWN RD, SCHENECTADY, NY 12304-2205 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 9, 2020 |
| Property Address | 247 CHISWELL RD, SCHENECTADY, NY 12304-3805 |
| Document Number | 0000016522 |
| Book / Page | 2036 / 131 |
| Instrument Date | Jun 4, 2020 |
| Instrument | 202016522 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $356.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 247 CHISWELL RD, 247, SCHENECTADY, NY 12304-3805 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21 DUSSAULT DR, LATHAM, NY 12110-2303 |
| Document Number | 0000016523 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 202016523 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.5% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 6, 2017 |
| Property Address | 247 CHISWELL RD, SCHENECTADY, NY 12304-3805 |
| Document Number | 0000000878 |
| Book / Page | 001953 / 000841 |
| Instrument Date | Dec 19, 2016 |
| Instrument | 878 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $254.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37228 SYLVESTER RD CLAYTON NY 136243100, CLAYTON, NY 13624-3100 |
| Document Number | 881, |
|---|---|
| Date | Jan 6, 2017 |
| Book Page | 004735/000001 |
| Instrument | 881 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 5, 2047 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,576.00 (+5.24%) | $88,500 (-) Land $13,300 Building $75,200 | $146,547 (+30.82%) Land $22,023 Building $124,524 |
| 2023 | $88,500 (-) Land $13,300 Building $75,200 | $112,025 (+3.8%) Land $16,835 Building $95,190 | |
| 2022 | $88,500 Land $13,300 Building $75,200 | $107,927 Land $16,220 Building $91,707 | |
| 2021 | $4,348.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures