Schenectady County and Schenectady City property record for 251 Chiswell Rd, Schenectady, NY 12304 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1958 |
| Square Footage | 1,176 sqft Living Area |
| Lot Size | 12,750 sqft (0.292 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $30,100 (2001) |
| Tax Bill | $6,065.00 (2025) |
| Primary APN | 421500 60.62-2-7.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft 1st Floor |
| Stories | 1 Story |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 12,750 sqft (0.292 acres) |
| Lot Dimensions | 150 ft deep x 85 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached |
| Garage Area | 600 sqft Garage |
| Shed | 1 Shed |
| Porch | Slab |
| Porch Area | 320 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 251 CHISWELL RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 296 1 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 7.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records · APN 421500 60.62-2-7.1
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 251 CHISWELL RD, SCHENECTADY, NY 12304-3805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CLEAREDGE TITLE, CLEAREDGE TITLE INC |
| May 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 03, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 23, 2018 | Loan Modification, Mortgage · Conventional with PMI MR COOPER |
| Jul 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 26, 2001 · Amount on Record |
| Deed Sale | Sep 26, 2001 · Amount on Record |
| Prior Sale | Jan 12, 2001 · Amount on Record |
| Deed Book / Page | 1609 / 420 |
| Last Transfer Date | Dec 21, 2007 |
| Transfer Doc | 1773000330 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 15, 2026 |
| Property Address | 251 CHISWELL RD, SCHENECTADY, NY 12304-3805 |
| Document Number | 0000016080 |
| Instrument Date | Jul 06, 2026 |
| Instrument | 202616080 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | CLEAREDGE TITLE, CLEAREDGE TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 251 CHISWELL RD, SCHENECTADY, NY 12304-3805 |
| Document Number | 0000016080, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 202616080 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 06, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 28, 2026 |
| Property Address | 251 CHISWELL RD, SCHENECTADY, NY 12304-3805 |
| Document Number | 0000012309 |
| Instrument Date | May 21, 2026 |
| Instrument | 202612309 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | INDEPENDENT TITLE |
| Name | Verified Name |
|---|---|
| Address | 251 CHISWELL RD, SCHENECTADY, NY 12304-3805 |
| Document Number | 0000012309, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 202612309 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 03, 2020 |
| Property Address | 251 CHISWELL RD, SCHENECTADY, NY 12304-3805 |
| Document Number | 0000038247 |
| Book / Page | 002047 / 000064 |
| Instrument Date | Nov 01, 2020 |
| Instrument | 38247 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 251 CHISWELL RD SCHENECTADY NY 123043805, SCHENECTADY, NY 12304-3805 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 251 CHISWELL RD, SCHENECTADY, NY 12304-3805 |
| Document Number | 0000035586 |
| Instrument Date | Jul 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | NATIONWIDE COURT SERVICES, NATIONWIDE COURT SVCS |
| Name | Verified Name |
|---|---|
| Address | 251 CHISWELL RD SCHENECTADY NY 123043805, SCHENECTADY, NY 12304-3805 |
| Document Number | 0000035586 |
|---|---|
| Date | Aug 10, 2018 |
| Book Page | 004856/000802 |
| Instrument | 35586 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 09, 2033 |
| Rate | 4.12% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 251 CHISWELL RD, SCHENECTADY, NY 12304-3805 |
| Document Number | 0000035583 |
| Instrument Date | Jul 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | NATIONWIDE COURT SERVICES, NATIONWIDE COURT SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 251 CHISWELL RD SCHENECTADY NY 123043805, SCHENECTADY, NY 12304-3805 |
| Document Number | 0000035583 |
|---|---|
| Date | Aug 10, 2018 |
| Book Page | 004856/000784 |
| Instrument | 35583 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 09, 2033 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,065.00 (+4.3%) | $123,700 (-) Land $18,600 Building $105,100 | $204,835 (+30.82%) Land $30,800 Building $174,035 |
| 2023 | $123,700 (-) Land $18,600 Building $105,100 | $156,582 (+3.8%) Land $23,544 Building $133,038 | |
| 2022 | $123,700 Land $18,600 Building $105,100 | $150,854 Land $22,683 Building $128,171 | |
| 2021 | $5,815.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures