3077 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 3077 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property TypeSingle Family Home
Details2,487 sqft · built 1977
Lot Size0.413 acres (18,000 sqft)
OwnerCompany Name on Record
Last Sale$173,250 (Mar 2021)
Tax Bill$2,393 (2025)
Deeds & MortgagesMar 2021 Sale
Nov 2019 Foreclosure
Flood ZoneZone AE (high risk)
APN04-07S-03W-3153-000B-0540

Property Details

APN / Parcel Number

Primary APN04-07S-03W-3153-000B-0540

Interior

Building Area2,487 sqft Heated Area
Gross Area2,939 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Exterior MaterialStucco
Construction TypeConcrete Block
Roof MaterialComposition Shingle
Lot Area18,000 sqft
PorchOpen Porch
Porch Area452 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3077 HIGHWAY 98 E
CityCARRABELLE
StateFL
Zip32322-8001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST JAMES UNIT 3 BLOCK B LOT 54 & 20' OF LOT 55 656/403 1140/83 1253/327 1287/448 1292/586
Legal Range03W
Legal Township07S
Legal Section04
Legal SubdivisionST JAMES ISLAND PARK
Legal BlockB
Legal Lot Number54,20
Legal Unit3
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2075
Census Tract970102

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address725 UPPER HEMBREE RD, ROSWELL, GA 30076-1133
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2021Special Warranty Deed, Transfer
WATSON TITLE SERVICES INC, WATSON TITLE SERVICES
Nov 19, 2019Trustee's Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 5, 2021 · Amount on Record
Deed SaleMar 5, 2021 · Amount on Record
Prior SaleNov 19, 2019
Deed Document Number202119001283
Deed Book / Page1292 / 586
Record UpdatedJun 8, 2026

March 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFRANKLIN FL
Recording DateMar 5, 2021
Property Address3077 HIGHWAY 98 E, CARRABELLE, FL 32322-8001
Document Number0019001283
Book / Page1292 / 586
Map ReferenceMB 2 PG 6
Instrument DateFeb 22, 2021
Instrument202119001283
Transaction TypeTransfer
Record UpdatedJan 6, 2026
Title CompanyWATSON TITLE SERVICES INC, WATSON TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$1,213.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address907 PLEASANT VALLEY AVE # AVE3, AVE3, MOUNT LAUREL, NJ 08054-1210

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address725 UPPER HEMBREE RD, ROSWELL, GA 30076-1133

November 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionFRANKLIN FL
Recording DateNov 19, 2019
Property Address3077 HIGHWAY 98 E, CARRABELLE, FL 32322-8001
Document Number0019005116
Book / Page001253 / 000327
Instrument DateNov 6, 2019
Instrument19005116
Transaction TypeForeclosure
Record UpdatedDec 16, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address446 WRENPLACE RD FORT MILL SC 297150200, FORT MILL, SC 29715-0200
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,393.00 (+6.36%)$279,024 (+5%) Land $50,000 Building $229,024$279,024 (+5%) Land $50,000 Building $229,024
2024$2,250.00 (+9.81%)$265,740 (+19.27%) Land $35,000 Building $230,740$265,740 (+19.27%) Land $35,000 Building $230,740
2023$2,049.00 (+14.41%)$222,804 (+27.95%) Land $40,000 Building $182,804$222,804 (+27.95%) Land $40,000 Building $182,804
2022$1,791.00$174,133 Land $40,000 Building $134,133$174,133 Land $40,000 Building $134,133

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation16.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 293 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured
incl. 36 condo units
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Michael, Oct 2018 · 45 claims
  • Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CARRABELLE WATER SYSTEM
serves 3,690 people · EPA ID FL1190118
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50

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