Santa Cruz County property record for 3085 Terrace Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,556 sqft · built 1995 |
| Lot Size | 0.206 acres (8,973 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,175,000 (Oct 2020) |
| Tax Bill | $15,903 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-361-29 |
| Primary APN | 039-361-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 2,556 sqft Living Area |
| Gross Area | 3,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 8,973 sqft (0.206 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3085 TERRACE DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | VINEYARD TERRACE TR 1318 |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 122004 |
Source: Santa Cruz County records · APN 039-361-29
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3085 TERRACE DR, APTOS, CA 95003-3300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 13, 2020 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 07, 2018 | Grant Deed, Transfer · Conventional Mortgage UMPQUA BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 13, 2020 · Amount on Record |
| Deed Sale | Oct 13, 2020 · Amount on Record |
| Prior Sale | Aug 07, 2018 · Amount on Record |
| Deed Document Number | 202041365 |
| Prior Transfer Date | Jul 06, 2015 |
| Prior Transfer Doc | 0000032057 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 13, 2020 |
| Property Address | 3085 TERRACE DR, APTOS, CA 95003-3300 |
| Document Number | 0000041365 |
| Map Reference | VOL 84 PG 52 |
| Instrument Date | Oct 08, 2020 |
| Instrument | 2020-0041365 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3085 TERRACE DR, APTOS, CA 95003-3300 |
| Document Number | 0000041366 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020-0041366 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 07, 2018 |
| Property Address | 3085 TERRACE DR, APTOS, CA 95003-3300 |
| Document Number | 0000024202 |
| Map Reference | VOL 84 PG 52 |
| Instrument Date | Aug 03, 2018 |
| Instrument | 2018-0024202 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3085 TERRACE DR, APTOS, CA 95003-3300 |
| Document Number | 0000024203 |
|---|---|
| Date | Aug 07, 2018 |
| Instrument | 2018-0024203 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,297,295 (+2%) Land $778,377 Building $518,918 | ||
| 2025 | $15,903.00 (+9.8%) Homeowner's exemption | $1,271,858 (+4.04%) Land $763,115 Building $508,743 | |
| 2023 | $14,483.00 (+1.99%) Homeowner's exemption | $1,222,470 Land $733,482 Building $488,988 | $1,286,280 |
| 2022 | $14,200.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 27% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,250 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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