Santa Cruz County property record for 3095 Terrace Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,456 sqft · built 1996 |
| Lot Size | 0.203 acres (8,843 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,035,000 (Apr 2015) |
| Tax Bill | $15,588 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-361-28 |
| Primary APN | 039-361-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 2,456 sqft Living Area |
| Gross Area | 2,940 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 8,843 sqft (0.203 acres) |
| Terrain | Steep |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 424 sqft |
| Patio Area | 424 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3095 TERRACE DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | VINEYARD TERRACE TR #1318 |
| Legal Lot Number | 6 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 122004 |
Source: Santa Cruz County records · APN 039-361-28
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 970, SOQUEL, CA 95073-0970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 02, 2015 · Amount on Record |
| Deed Sale | Apr 02, 2015 · Amount on Record |
| Prior Sale | May 21, 1996 · Amount on Record |
| Deed Document Number | 201512153 |
| Prior Transfer Date | Mar 24, 2006 |
| Prior Transfer Doc | 0000019431 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 3095 TERRACE DR, APTOS, CA 95003-3300 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL |
| Name | Verified Name |
|---|---|
| Address | PO BOX 970, SOQUEL, CA 95073-0970 |
| Document Number | 0000040073 |
|---|---|
| Date | Oct 05, 2020 |
| Instrument | 2020-0040073 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,268,794 (+2%) Land $809,086 Building $459,708 | ||
| 2025 | $15,588.00 (+9.84%) Homeowner's exemption | $1,243,915 (+4.04%) Land $793,221 Building $450,694 | |
| 2023 | $14,192.00 (+2.11%) Homeowner's exemption | $1,195,613 Land $762,420 Building $433,193 | $1,470,960 |
| 2022 | $13,899.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 46% of the US · above 27% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,250 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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