Santa Cruz County property record for 3125 Terrace Dr, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,355 sqft · built 1996 |
| Lot Size | 0.199 acres (8,668 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $80,000 (Nov 1994) |
| Tax Bill | $8,357 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-361-27 |
| Primary APN | 039-361-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,355 sqft Living Area |
| Gross Area | 3,255 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 8,668 sqft (0.199 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 422 sqft |
| Patio Area | 422 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3125 TERRACE DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Subdivision | VINEYARD TERRACE TR 1318 |
| Legal Lot Number | 7 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 122004 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 3125 TERRACE DR, APTOS, CA 95003-3345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 1994 · Amount on Record |
| Deed Sale | Nov 18, 1994 · Amount on Record |
| Prior Sale | Nov 30, 1993 · Amount on Record |
| Deed Document Number | 199477647 |
| Deed Book / Page | 5600 / 820 |
| Last Transfer Date | Dec 11, 2000 |
| Transfer Doc | 0000062315 |
| Record Updated | Sep 20, 2026 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $616,451 (+2%) Land $222,733 Building $393,718 | ||
| 2025 | $8,357.00 (+10.85%) Homeowner's exemption | $604,364 (+4.04%) Land $218,366 Building $385,998 | |
| 2023 | $7,539.00 (+2.45%) Homeowner's exemption | $580,895 Land $209,886 Building $371,009 | $1,763,190 |
| 2022 | $7,359.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, Verizon.
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