Santa Cruz County property record for 3055 Terrace Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,760 sqft · built 1995 |
| Lot Size | 0.208 acres (9,060 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $110,000 (Jul 1995) |
| Tax Bill | $8,330 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Mar 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-361-32 |
| Primary APN | 039-361-32 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 2,760 sqft Living Area |
| Gross Area | 3,616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 9,060 sqft (0.208 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 856 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 248 sqft |
| Patio Area | 248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3055 TERRACE DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | VINEYARD TERRACE |
| Legal Lot Number | 1 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 122004 |
Source: Santa Cruz County records · APN 039-361-32
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3055 TERRACE DR, APTOS, CA 95003-3300 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Mar 27, 2026 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Mar 27, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage KIND LENDING LLC |
| Jul 25, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 1995 · Amount on Record |
| Deed Sale | Jul 07, 1995 · Amount on Record |
| Deed Document Number | 199533404 |
| Deed Book / Page | 5696 / 311 |
| Last Transfer Date | Jul 05, 2023 |
| Transfer Doc | 0000013689 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 27, 2026 |
| Property Address | 3055 TERRACE DR, APTOS, CA 95003-3300 |
| Document Number | 0000006710 |
| Map Reference | VOL 84 PG 52 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 2026-0006710 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3055 TERRACE DR, APTOS, CA 95003-3300 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 27, 2026 |
| Property Address | 3055 TERRACE DR, APTOS, CA 95003-3300 |
| Document Number | 0000006708 |
| Map Reference | VOL 84 PG 52 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 2026-0006708 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3055 TERRACE DR, APTOS, CA 95003-3300 |
| Document Number | 0000006709 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 2026-0006709 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Apr 01, 2066 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 25, 2023 |
| Property Address | 3055 TERRACE DR, APTOS, CA 95003-3300 |
| Document Number | 0000013689 |
| Map Reference | VOL 8 PG 52 |
| Instrument Date | Jul 05, 2023 |
| Instrument | 2023-0013689 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 130 CALABRIA ST, APTOS, CA 95003-2845 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $606,894 (+2%) Land $173,370 Building $433,524 | ||
| 2025 | $8,330.00 (+8.2%) | $594,995 (+4.04%) Land $169,971 Building $425,024 | |
| 2024 | $7,699.00 (+2.42%) | ||
| 2023 | $7,517.00 (+2.43%) | $571,890 (+2%) Land $163,371 Building $408,519 | $1,908,000 |
| 2022 | $7,339.00 | $560,676 Land $160,167 Building $400,509 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 3,571 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 554 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Etheric Communications, LLC., Verizon, Surfnet Communications, Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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