Santa Cruz County property record for 3056 Terrace Dr, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,793 sqft · built 1949 |
| Lot Size | 0.347 acres (15,115 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $685,000 (Jul 2014) |
| Tax Bill | $11,141 (2025) |
| Deeds & Mortgages | Jul 2020 Transfer Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-371-03 |
| Primary APN | 039-371-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,793 sqft Living Area |
| Gross Area | 2,426 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 15,115 sqft (0.347 acres) |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 633 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 104 sqft |
| Patio Area | 104 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3056 TERRACE DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-8 |
| Legal Description | PARCEL MAPS 48 PG 5 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 122004 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 3056 TERRACE DR, APTOS, CA 95003-3323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jul 8, 2020 | Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA |
| Jul 7, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage BAY FCU |
| Jul 27, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 27, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2014 · Amount on Record |
| Deed Sale | Jul 1, 2014 · Amount on Record |
| Prior Sale | Apr 24, 2000 · Amount on Record |
| Deed Document Number | 201421160 |
| Last Transfer Date | Jun 30, 2020 |
| Transfer Doc | 0000024601 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 8, 2020 |
| Property Address | 3056 TERRACE DR, APTOS, CA 95003-3323 |
| Document Number | 0000024601 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 24601 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3056 TERRACE DR REDDING CA 96003, REDDING, CA 96003 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 7, 2020 |
| Property Address | 3056 TERRACE DR, APTOS, CA 95003-3323 |
| Document Number | 0000024436 |
| Map Reference | VOL 48 PG 5 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 2020-0024436 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3056 TERRACE DR, APTOS, CA 95003-3323 |
| Document Number | 0000024437 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 2020-0024437 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 27, 2018 |
| Property Address | 3056 TERRACE DR, APTOS, CA 95003-3323 |
| Document Number | 0000023064 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 23064 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3056 TERRACE DR APTOS CA 950033323, APTOS, CA 95003-3323 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 27, 2018 |
| Property Address | 3056 TERRACE DR, APTOS, CA 95003-3323 |
| Document Number | 0000023063 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 23063 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3056 TERRACE DR APTOS CA 950033323, APTOS, CA 95003-3323 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $867,615 (+2%) Land $671,786 Building $195,829 | ||
| 2025 | $11,141.00 (+10.13%) Homeowner's exemption | $850,603 (+4.04%) Land $658,614 Building $191,989 | |
| 2023 | $10,116.00 (+4.58%) | $817,573 Land $633,039 Building $184,534 | $1,084,590 |
| 2022 | $9,673.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, Verizon.
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