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3063 Terrace Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 3063 Terrace Dr, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,294 sqft · built 1994
Lot Size0.206 acres (8,973 sqft)
Owner2 Individual Names on File
Last Sale$833,000 (Jul 2014)
Tax Bill$12,843 (2025)
Deeds & MortgagesDec 2022 Transfer
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN039-361-31

Property Details

APN / Parcel Number

Primary APN039-361-31
Alternative APN
  • 039-361-31-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Building Area2,294 sqft Living Area
Gross Area2,822 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Construction TypeWood
Lot Area8,973 sqft (0.206 acres)
View / LotOcean
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area128 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3063 TERRACE DR
CityAPTOS
StateCA
Zip95003-3300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 1318 LOT 3
Legal SubdivisionVINEYARD TERRACE TR #1318
Legal Tract1318
Legal Lot Number3
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1012
Census Tract122004

Owner

Source: Santa Cruz County records · APN 039-361-31

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3063 TERRACE DR, APTOS, CA 95003-3300
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2022Intrafamily Transfer, Transfer
Nov 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
WATERMARK CAPITAL INC
Apr 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
WATERMARK CAP
Jan 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
WATERMARK CAP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 17, 2014 · Amount on Record
Deed SaleJul 17, 2014 · Amount on Record
Prior SaleJun 29, 2005 · Amount on Record
Deed Document Number201423157
Last Transfer DateNov 17, 2022
Transfer Doc0000032843
Record UpdatedSep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateDec 12, 2022
Property Address3063 TERRACE DR, APTOS, CA 95003-3300
Document Number0000032843
Map ReferenceVOL 84 PG 52
Instrument DateNov 17, 2022
Instrument2022-0032843
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3063 TERRACE DR, APTOS, CA 95003-3300

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address3063 TERRACE DR, APTOS, CA 95003-3300
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3063 TERRACE DR, APTOS, CA 95003-3300

Mortgage

Document Number0000045402
DateNov 02, 2020
Instrument2020-0045402
Lender
NameWATERMARK CAPITAL INC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address3063 TERRACE DR, APTOS, CA 95003-3300
Document Number0000013728
Instrument DateApr 15, 2020
Transaction TypeMortgage
Record UpdatedMay 15, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3063 TERRACE DR APTOS CA 950033300, APTOS, CA 95003-3300

Mortgage

Document Number0000013728
DateApr 21, 2020
Instrument13728
Lender
NameWATERMARK CAP
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 20, 2050

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address3063 TERRACE DR, APTOS, CA 95003-3300
Document Number0000003125
Instrument DateJan 26, 2018
Transaction TypeMortgage
Record UpdatedFeb 21, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3063 TERRACE DR APTOS CA 950033300, APTOS, CA 95003-3300

Mortgage

Document Number0000003125
DateJan 31, 2018
Instrument3125
Lender
NameWATERMARK CAP
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 30, 2048

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,021,165 (+2%) Land $663,757 Building $357,408
2025$12,843.00 (+7.83%) Homeowner's exemption$1,001,142 (+4.04%) Land $650,742 Building $350,400
2024$11,910.00 (+2.08%)
2023$11,667.00 (+2.06%) Homeowner's exemption$962,266 Land $625,473 Building $336,793$1,284,210
2022$11,431.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 27% of California
Wildfire LikelihoodAbout 1 in 1,250 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 554 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Etheric Communications, LLC., Verizon, Surfnet Communications, Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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