3082 Buffalo Rd, Watson, OK 74963 Property Records

McCurtain County property record for 3082 Buffalo Rd, Watson, OK 74963

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,260 sqft · built 2000
Lot Size	148 acres (6,446,880 sqft)
Owner	2 Individual Names on Record
Tax Bill	$681 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Apr 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0000-04-02S-26E-1-008-00`

Property Details

APN / Parcel Number

Primary APN	`0000-04-02S-26E-1-008-00`
Alternative APN	`2433`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	6,446,880 sqft (148 acres)
Porch	Slab
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2433
Street Address	3082 BUFFALO RD
City	WATSON
State	OK
Zip	74963-5116
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	TM
Legal Description	SEC.4-2-26 B918/P8 BEG SW COR N2640' E1320' S1320' E1320' N2580' TH N68 DEG E172' TH E1029' TH S10 DEG E268' S35 DEG E430' S4
Legal Range	26E
Legal Township	02S
Legal Section	04
Jurisdiction	MCCURTAIN OK
Township / Civil Division	NORTH MCCURTAIN
Census Block Group	3
Census Block	3007
Census Tract	98200

Owner

Source: McCurtain County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3082 BUFFALO RD, WATSON, OK 74963-5116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2018	Deed of Trust, Mortgage · Line of Credit STONE BANK
Apr 20, 2017	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Jul 6, 2018	Deed of Trust, Mortgage · Line of Credit STONE BANK
Feb 28, 2020	Deed of Trust, Mortgage · Commercial Mortgage STONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	3082 BUFFALO RD, WATSON, OK 74963-5116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0999/0435
Date	Oct 15, 2018
Book Page	0999/0435
Instrument	2001-568096

Lender

Name	STONE BANK
Type	Bank
Address	MOUNTAIN VIEW, AR 72560

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	83 Months
Due	Sep 26, 2025

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	3082 BUFFALO RD, WATSON, OK 74963-5116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0962/249
Date	Apr 20, 2017
Book Page	0962/249
Instrument	2001-556625

Lender

Name	ARVEST BANK
Type	Bank
Address	ROGERS, AR 72756

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Apr 15, 2019

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	3082 BUFFALO RD, WATSON, OK 74963-5116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0992/0819
Date	Jul 6, 2018
Book Page	0992/0819
Instrument	2001-566017

Lender

Name	STONE BANK
Type	Bank
Address	MOUNTAIN VIEW, AR 72560

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 3, 2038

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCURTAIN OK
Property Address	3082 BUFFALO RD, WATSON, OK 74963-5116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1036/918
Date	Feb 28, 2020
Book Page	1036/918
Instrument	2001-580287

Lender

Name	STONE BANK
Type	Bank
Address	CAVE CITY, AR 72521

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 1, 2025

Tax Assessment & Valuation

Source: McCurtain County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McCurtain County
Unified School District	Smithville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,656 (+3.01%) Land $1,974 Building $7,682	$87,779 (-28.61%) Land $17,942 Building $69,837
2025	$681.00 (+4.77%) Homeowner's exemption	$9,374 (+6.09%) Land $1,916 Building $7,458	$122,959 (+53.06%) Land $24,712 Building $98,247
2023	$650.00 Homeowner's exemption	$8,836 Land $1,860 Building $6,976	$80,332 Land $16,912 Building $63,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · lower than 68% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pine Cellular Phones Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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