227 S 3rd St, Richmond, KY 40475 Property Records

Madison County property record for 227 S 3rd St, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details2,818 sqft
OwnerIndividual Name on File
Last Sale$150,000 (Aug 2009)
Tax Bill$1,085 (2025)
Flood ZoneZone X (minimal risk)
APNR006-0010-0003

Property Details

APN / Parcel Number

Primary APNR006-0010-0003
Alternative APNs
  • 108232
  • 145561
  • 75723

Interior

Stories2 Stories
Building Area2,818 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Garage TypeDetached
Garage Area288 sqft
Parking Spaces1 Parking Space

Location & Zoning

Account Number75723
Street Address227 S 3RD ST
CityRICHMOND
StateKY
Zip40475-2161
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWELLINGTON PLACE LOT 28 & PT LOT 29
Legal SubdivisionWELLINGTON
Legal Lot Number28,29
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1021
Census Tract10400

Owner

227 S 3rd St is owned and occupied by an individual who bought it in August 2009.

Source: Madison County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address227 S 3RD ST, RICHMOND, KY 40475-2161
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2009 · Amount on File
Deed SaleAug 4, 2009 · Amount on File
Deed Document Number430341
Deed Book / PageD648 / 316
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 227 S 3rd St was $1,085 with a homeowner's exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,085.00 Homeowner's exemption$164,200$164,200
2023$1,143.00 (-4.99%) Homeowner's exemption$164,200 (-)$164,200 (-)
2022$1,203.00 Homeowner's exemption$164,200$164,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 S 3rd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1989–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 S 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on S 3rd St

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