Osceola County property record for 3075 Packard Ave, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,143 sqft Living Area |
| Lot Size | 86,335 sqft (1.98 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $375,000 (2023) |
| Tax Bill | $3,697.00 (2024) |
| Primary APN | 19-26-31-4950-0001-0915 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,143 sqft Living Area |
| 1st Floor | 1,143 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 86,335 sqft (1.98 acres) |
| Patio Area | 768 sqft Patio |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3075 PACKARD AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8103 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | S L & I C PB B PG 25 COM AT SE COR LOT 91, N 330.24 FT, W 226.85 FT TO POB, S 218.32 FT, N 88 DEG W 411 FT, N 205.96 FT, E 410.76 FT TO POB |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 915 |
| Legal Lot Number | 91 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 43304 |
Source: Osceola County records · APN 19-26-31-4950-0001-0915
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3075 PACKARD AVE, SAINT CLOUD, FL 34772-8103 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Dec 19, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 09, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MIDFIRST BANK |
| Jan 05, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2023 · Amount on Record |
| Deed Sale | Dec 19, 2023 · Amount on Record |
| Prior Sale | May 15, 2015 · Amount on Record |
| Deed Doc Number | 2023165055 |
| Deed Book / Page | 6521 / 2388 |
| Prior Transfer Date | Dec 08, 2023 |
| Prior Transfer Doc | 0065212388 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 19, 2023 |
| Property Address | 3075 PACKARD AVE, SAINT CLOUD, FL 34772-8103 |
| Document Number | 0065212388 |
| Book / Page | 6521 / 2388 |
| Instrument Date | Dec 08, 2023 |
| Instrument | 2023165055 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2024 |
| Title Company | THE CLOSING BOUTIQUE LLC, THE CLOSING AGENT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2463 AVENIDA MADRID ESTE, WEST PALM BEACH, FL 33415-6956 |
| Name | Verified Name |
|---|---|
| Address | 3075 PACKARD AVE, SAINT CLOUD, FL 34772-8103 |
| Document Number | 0065212390 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 6521/2390 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3075 PACKARD AVE, SAINT CLOUD, FL 34772-8103 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3075 PACKARD AVE, SAINT CLOUD, FL 34772-8103 |
| Document Number | 0064541709 |
|---|---|
| Date | Aug 09, 2023 |
| Book Page | 6454/1709 |
| Instrument | 2023103358 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 262 Months |
| Due | Jun 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3075 PACKARD AVE, SAINT CLOUD, FL 34772-8103 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3075 PACKARD AVE, SAINT CLOUD, FL 34772-8103 |
| Document Number | 0061220951 |
|---|---|
| Date | Jan 05, 2022 |
| Book Page | 6122/951 |
| Instrument | 2022001866 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 281 Months |
| Due | Jun 01, 2045 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,357.00 (-36.25%) | $159,551 (-27.28%) | $225,100 (+2.6%) Land $100,100 Building $125,000 |
| 2024 | $3,697.00 (+18.08%) | ||
| 2023 | $3,131.00 (+16.61%) | $219,400 (+30.75%) Land $100,100 Building $119,300 | $219,400 (+30.75%) Land $100,100 Building $119,300 |
| 2022 | $2,685.00 | $167,800 Land $79,300 Building $88,500 | $167,800 Land $79,300 Building $88,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 63% of the US · above 38% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 403 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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