3155 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3155 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1986
Square Footage	1,617 sqft Heated Area
Lot Size	104,675 sqft (2.4 acres)
Garage	Mixed, 420 sqft
Tax Bill	$5,542.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`97853`
Alternative APN	`192631495000011185`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,617 sqft Heated Area
Gross Area	3,113 sqft Gross Area
1st Floor	1,617 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1986
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	104,675 sqft (2.4 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Mixed Garage
Garage Area	420 sqft Garage
Shed	1 Shed
Shed Area	288 sqft Shed

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	97853
Street Address	3155 PACKARD AVE
City	SAINT CLOUD
State	FL
Zip	34772-8107
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 25 N 1/2 OF LOT 118
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	ST CLOUD MANOR EST 1
Legal Tract	4950
Legal Block	1
Legal Lot Number	118
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1021
Census Tract	43304

Owner

Source: Osceola County records · APN 97853

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	1012 E OSCEOLA PKWY # 22, 22, KISSIMMEE, FL 34744-1607
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 08, 2024
Deed Sale	Mar 08, 2024
Prior Sale	Feb 24, 2023 · Amount on Record
Deed Doc Number	2024030916
Deed Book / Page	6562 / 1929
Record Refreshed	Jun 08, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 24, 2023
Property Address	3155 PACKARD AVE, SAINT CLOUD, FL 34772-8107
Document Number	0063621008
Book / Page	6362 / 1008
Map Reference	MB B PG 25
Instrument Date	Feb 21, 2023
Instrument	2023021918
Transaction Type	Transfer
Record Updated	Mar 09, 2023
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 700382, SAINT CLOUD, FL 34770-0382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3150 PACKARD AVE, SAINT CLOUD, FL 34772-8104

Mortgage

Document Number	0063621010
Date	Feb 24, 2023
Instrument	6362/1010

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,542.00 (+192.3%)	$348,600 (+165.17%) Land $121,400 Building $227,200	$348,600 (+3.17%) Land $121,400 Building $227,200
2023	$1,896.00 (+5.39%) Homeowner's exemption	$131,463 (+3%)	$337,900 (+20.51%) Land $121,400 Building $216,500
2022	$1,799.00 Homeowner's exemption	$127,634	$280,400 Land $96,100 Building $184,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 33% of Florida
Wildfire Likelihood	About 1 in 455 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.