3055 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3055 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	2,280 sqft Heated Area
Lot Size	208,870 sqft (4.79 acres)
Occupancy	Owner Occupied
Last Sale	$155,000 (2003)
Tax Bill	$2,092.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`97820`
Alternative APN	`192631495000010860`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,280 sqft Heated Area
Gross Area	2,580 sqft Gross Area
1st Floor	2,280 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1999
Architectural Style	Mobile/Manufactured Style
Exterior Material	Vinyl Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	208,870 sqft (4.79 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	48 sqft Shed
Deck Area	225 sqft Deck
Porch	Finished/Screened Porch
Porch Area	300 sqft Porch
Pole Structure	480 sqft Pole Structure
Utility Building	120 sqft Utility Building

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	97820
Street Address	3055 PACKARD AVE
City	SAINT CLOUD
State	FL
Zip	34772-8103
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	S L & I C PB B PG 25 LOT 86
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	ST CLOUD MANOR EST 1
Legal Tract	4950
Legal Block	1
Legal Lot Number	86
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1021
Census Tract	43304

Owner

Source: Osceola County records · APN 97820

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	3055 PACKARD AVE, SAINT CLOUD, FL 34772-8103
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2003 · Amount on Record
Deed Sale	Apr 04, 2003 · Amount on Record
Prior Sale	Jun 01, 2001
Deed Doc Number	0222402021
Deed Book / Page	02224 / 02021
Record Refreshed	Jun 08, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3055 PACKARD AVE, SAINT CLOUD, FL 34772-8103
Document Number	0052921886
Instrument Date	Feb 21, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3055 PACKARD AVE ST CLOUD FL 347728103, ST CLOUD, FL 34772-8103

Mortgage

Document Number	0052921886
Date	Feb 27, 2018
Book Page	005292/001886
Instrument	33722

Lender

Name	NATIONS LNDG SVCS
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 26, 2033

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,092.00 (+9.47%) Homeowner's exemption	$140,457 (+5.99%)	$364,500 (+7.02%) Land $177,400 Building $187,100
2023	$1,911.00 (+5.41%) Homeowner's exemption	$132,524 (+3%)	$340,600 (+20.01%) Land $158,200 Building $182,400
2022	$1,813.00 Homeowner's exemption	$128,665	$283,800 Land $153,400 Building $130,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 63% of the US · above 38% of Florida
Wildfire Likelihood	About 1 in 403 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.