Osceola County property record for 3150 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1988 |
| Square Footage | 1,976 sqft Heated Area |
| Lot Size | 209,959 sqft (4.82 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $305,000 (2018) |
| Tax Bill | $3,461.00 (2025) |
| Primary APN | 97836 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,976 sqft Heated Area |
| Gross Area | 2,524 sqft Gross Area |
| 1st Floor | 1,144 sqft 1st Floor |
| Upper Floors | 832 sqft Upper Floors |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Aluminum Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 209,959 sqft (4.82 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 312 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 192 sqft Shed |
| Deck Area | 36 sqft Deck |
| Porch | Open Porch |
| Porch Area | 236 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 97836 |
|---|---|
| Street Address | 3150 PACKARD AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8104 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 25 A PORTION OF LOT 106: BEG AT SW COR OF LOT 106, N00-17-58E 331.17 FT, S89-36-40E 639.42 FT, S00-01-10E |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | ST CLOUD MANOR EST 1 |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 106 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 43304 |
Source: Osceola County records · APN 97836
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3150 PACKARD AVE, SAINT CLOUD, FL 34772-8104 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 10, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 10, 2018 · Amount on Record |
| Deed Sale | Dec 10, 2018 · Amount on Record |
| Prior Sale | Aug 25, 2006 · Amount on Record |
| Deed Doc Number | 2018180457 |
| Deed Book / Page | 5446 / 2327 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3150 PACKARD AVE, SAINT CLOUD, FL 34772-8104 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3150 PACKARD AVE, SAINT CLOUD, FL 34772-8104 |
| Document Number | 0059320486 |
|---|---|
| Date | Apr 09, 2021 |
| Book Page | 5932/486 |
| Instrument | 2021053900 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3150 PACKARD AVE, SAINT CLOUD, FL 34772-8104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056031146 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 5603/1146 |
| Instrument | 2019130745 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 10, 2018 |
| Property Address | 3150 PACKARD AVE, SAINT CLOUD, FL 34772-8104 |
| Document Number | 0054462327 |
| Book / Page | 5446 / 2327 |
| Map Reference | MB B PG 25 |
| Instrument Date | Dec 06, 2018 |
| Instrument | 2018180457 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | PREMIER TITLE AGENCY SVCS IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 221 CAMINO REAL CT, 221, ORLANDO, FL 32837-8704 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3150 PACKARD AVE, SAINT CLOUD, FL 34772-8104 |
| Document Number | 2018180458 |
|---|---|
| Date | Dec 10, 2018 |
| Instrument | 2018180458 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,461.00 (-8.8%) Homeowner's exemption | $239,234 (-10.54%) | $365,600 (-6.4%) Land $122,700 Building $242,900 |
| 2023 | $3,795.00 (+4.14%) Homeowner's exemption | $267,421 (+3%) | $390,600 (+11.12%) Land $159,100 Building $231,500 |
| 2022 | $3,644.00 Homeowner's exemption | $259,633 | $351,500 Land $154,200 Building $197,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 60% of the US · above 33% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 455 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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