3145 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3145 Packard Ave, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 1985
Square Footage	3,358 sqft Living Area
Lot Size	209,262 sqft (4.8 acres)
Occupancy	Owner Occupied
Last Sale	$650,000 (2025)
Tax Bill	$7,650.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`19-26-31-4950-0001-1070`
Alternative APNs	`263119495000011070` `97837`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,358 sqft Living Area
Gross Area	4,072 sqft Gross Area
1st Floor	3,358 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1985
Architectural Style	Custom Design Style
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	209,262 sqft (4.8 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	504 sqft Garage
Porch Area	210 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3145 PACKARD AVE
City	SAINT CLOUD
State	FL
Zip	34772-8107
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 25 LOT 107
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	1070
Legal Lot Number	107
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1021
Census Tract	43304

Owner

Source: Osceola County records · APN 19-26-31-4950-0001-1070

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3145 PACKARD AVE, SAINT CLOUD, FL 34772-8107
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 04, 2025 · Amount on Record
Deed Sale	Jun 04, 2025 · Amount on Record
Prior Sale	Jul 02, 2020 · Amount on Record
Deed Doc Number	202569740
Deed Book / Page	6798 / 439
Prior Transfer Date	Oct 20, 2006
Prior Transfer Doc	0033162958
Record Refreshed	Jun 08, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 02, 2020
Property Address	3145 PACKARD AVE, SAINT CLOUD, FL 34772-8107
Document Number	0057480324
Book / Page	5748 / 324
Map Reference	MB B PG 25
Instrument Date	Jul 01, 2020
Instrument	2020085621
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	A CLEAR CHOICE T&E OF OSCEOL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 700141, SAINT CLOUD, FL 34770-0141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3145 PACKARD AVE, SAINT CLOUD, FL 34772-8107

Mortgage

Document Number	0005748325
Date	Jul 02, 2020
Instrument	5748/325

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,231.00 (+7.59%)	$542,700 (+8.45%) Land $177,700 Building $365,000	$542,700 (+8.45%) Land $177,700 Building $365,000
2024	$7,650.00 (+5.81%)
2023	$7,230.00 (+10.91%)	$500,400 (+13.16%) Land $158,500 Building $341,900	$500,400 (+13.16%) Land $158,500 Building $341,900
2022	$6,519.00	$442,200 Land $153,700 Building $288,500	$442,200 Land $153,700 Building $288,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 30% of Florida
Wildfire Likelihood	About 1 in 441 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.