3015 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3015 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1991
Square Footage	864 sqft Heated Area
Lot Size	208,522 sqft (4.78 acres)
Occupancy	Owner Occupied
Last Sale	$11,000 (1979)
Tax Bill	$1,581.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`97812`
Alternative APN	`192631495000010700`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	864 sqft Heated Area
Gross Area	1,152 sqft Gross Area
1st Floor	864 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1991
Exterior Material	Aluminum Siding Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	208,522 sqft (4.78 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	192 sqft Shed
Porch	Open Porch
Porch Area	288 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	97812
Street Address	3015 PACKARD AVE
City	SAINT CLOUD
State	FL
Zip	34772-8103
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 25 LOT 70
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	ST CLOUD MANOR EST 1
Legal Tract	4950
Legal Block	1
Legal Lot Number	70
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1021
Census Tract	43304

Owner

Source: Osceola County records · APN 97812

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3015 PACKARD AVE, SAINT CLOUD, FL 34772-8103
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 19, 1979 · Amount on Record
Deed Sale	Feb 19, 1979 · Amount on Record
Deed Doc Number	0000431670
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,581.00 (+10.95%) Homeowner's exemption	$103,588 (+5.99%)	$252,300 (+9.27%) Land $159,400 Building $92,900
2023	$1,425.00 (+6.26%) Homeowner's exemption	$97,737 (+3%)	$230,900 (+6.31%) Land $142,200 Building $88,700
2022	$1,341.00 Homeowner's exemption	$94,891	$217,200 Land $137,900 Building $79,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	About 1 in 394 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.