3075 Kaeding Ln, Saint Michael, MN 55376 Property Records

Wright County property record for 3075 Kaeding Ln, Saint Michael, MN 55376 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,808 sqft · built 2008
Lot Size	0.287 acres (12,540 sqft)
Owner	2 Individual Names on File
Last Sale	$1,849,539 (Jan 2017)
Tax Bill	$4,870 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-260-001010`

Property Details

APN / Parcel Number

Primary APN	`114-260-001010`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	1,808 sqft Living Area
1st Floor Area	1,136 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2011
Architectural Style	Modular
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,540 sqft (0.287 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3075 KAEDING LN
City	SAINT MICHAEL
State	MN
Zip	55376-3087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-120 RANGE-024 WILDFLOWER 2ND ADDN LOT-001 BLOCK-001 001
Legal Range	024
Legal Township	120
Legal Section	14
Legal Subdivision	WILDFLOWER 2ND ADDN
Legal Block	1
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1021
Census Tract	100803

Owner

Source: Wright County records · APN 114-260-001010

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3075 KAEDING LN, SAINT MICHAEL, MN 55376-3087
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 10, 2017	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 10, 2017 · Amount on Record
Deed Sale	Jan 10, 2017 · Amount on Record
Prior Sale	Jun 25, 2008 · Amount on Record
Deed Document Number	20171334353
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	3075 KAEDING LN, SAINT MICHAEL, MN 55376-3087
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001457751
Date	Feb 04, 2021
Instrument	1457751

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Oct 01, 2050

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WRIGHT MN
Recording Date	Jan 10, 2017
Property Address	3075 KAEDING LN, SAINT MICHAEL, MN 55376-3087
Document Number	0001334353
Instrument Date	Jan 05, 2017
Instrument	1334353
Transaction Type	Transfer
Record Updated	Feb 23, 2017
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$890.67
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3075 KAEDING LN ST MICHAEL MN 553763087, ST MICHAEL, MN 55376-3087

Mortgage

Document Number	1334354
Date	Jan 10, 2017
Instrument	1334354

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 09, 2047

Tax Assessment & Valuation

Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,870.00 (+12.63%)	$432,600 (+3.02%) Land $105,000 Building $327,600	$432,600 (+3.02%) Land $105,000 Building $327,600
2025		$419,900 (+2.46%) Land $107,000 Building $312,900	$419,900 (+2.46%) Land $107,000 Building $312,900
2023	$4,324.00 (+2.42%)	$409,800 Land $105,900 Building $303,900	$409,800 Land $105,900 Building $303,900
2022	$4,222.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wright County (27171C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 3% of the US · above 11% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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