Wright County property record for 3138 Kaeding Ln, Saint Michael, MN 55376
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,632 sqft · built 2013 |
| Lot Size | 0.258 acres (11,251 sqft) |
| Owner | Individual Name on File |
| Last Sale | $278,600 (May 2018) |
| Tax Bill | $4,482 (2026) |
| Deeds & Mortgages | Feb 2018 Line of Credit Jan 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-260-002030 |
| Primary APN | 114-260-002030 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 11,251 sqft (0.258 acres) |
| Garage Type | Attached |
| Garage Area | 724 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 3138 KAEDING LN |
|---|---|
| City | SAINT MICHAEL |
| State | MN |
| Zip | 55376-3086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-14 TWP-120 RANGE-024 WILDFLOWER 2ND ADDN LOT-003 BLOCK-002 002 |
| Legal Range | 024 |
| Legal Township | 120 |
| Legal Section | 14 |
| Legal Subdivision | WILDFLOWER 2ND ADDN |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | ST. MICHAEL |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 100803 |
Source: Wright County records · APN 114-260-002030
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 207, SAINT MICHAEL, MN 55376-0207 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 01, 2018 | Deed of Trust, Mortgage · Line of Credit HIGHLAND BANK |
| Jan 11, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| May 09, 2018 | Warranty Deed, Transfer EDINA REALTY TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 09, 2018 · Amount on Record |
| Deed Sale | May 09, 2018 · Amount on Record |
| Prior Sale | Nov 13, 2013 · Amount on Record |
| Deed Document Number | 20181369716 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 3138 KAEDING LN, SAINT MICHAEL, MN 55376-3086 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001363312 |
|---|---|
| Date | Feb 01, 2018 |
| Instrument | 1363312 |
| Name | HIGHLAND BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55437 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Jan 22, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Jan 11, 2022 |
| Property Address | 3138 KAEDING LN, SAINT MICHAEL, MN 55376-3086 |
| Document Number | 00A1495928 |
| Instrument Date | Jan 10, 2022 |
| Instrument | A1495928 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 207, SAINT MICHAEL, MN 55376-0207 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | May 09, 2018 |
| Property Address | 3138 KAEDING LN, SAINT MICHAEL, MN 55376-3086 |
| Document Number | 0001369716 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 1369716 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2018 |
| Title Company | EDINA REALTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $919.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3138 KAEDING LN ST MICHAEL MN 553763086, ST MICHAEL, MN 55376-3086 |
Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | St. Michael City |
| Unified School District | St. Michael-Albertville School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,482.00 (+17.51%) | $394,000 (+1.21%) Land $105,000 Building $289,000 | $394,000 (+1.21%) Land $105,000 Building $289,000 |
| 2025 | $389,300 (+2.77%) Land $107,000 Building $282,300 | $389,300 (+2.77%) Land $107,000 Building $282,300 | |
| 2023 | $3,814.00 (+1.54%) | $378,800 Land $105,900 Building $272,900 | $378,800 Land $105,900 Building $272,900 |
| 2022 | $3,756.00 |
Source: FEMA National Flood Hazard Layer, Wright County (27171C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 301 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: LTD Broadband, Verizon, Xtratyme Technologies.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | Joint Powers Water Board serves 30,922 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.56 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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