Wright County property record for 3052 Kaeding Ln, Saint Michael, MN 55376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,514 sqft · built 2003 |
| Lot Size | 0.308 acres (13,444 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $246,368 (Feb 2004) |
| Tax Bill | $5,118 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-260-001070 |
| Primary APN | 114-260-001070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,514 sqft Living Area |
| 1st Floor Area | 1,514 sqft |
| Basement Area | 1,271 sqft |
| Finished Basement | 1,271 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Dome |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 13,444 sqft (0.308 acres) |
| Garage Type | Attached |
| Garage Area | 820 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 65 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3052 KAEDING LN |
|---|---|
| City | SAINT MICHAEL |
| State | MN |
| Zip | 55376-3087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-14 TWP-120 RANGE-024 WILDFLOWER 2ND ADDN LOT-007 BLOCK-001 001 |
| Legal Range | 024 |
| Legal Township | 120 |
| Legal Section | 14 |
| Legal Subdivision | WILDFLOWER 2ND ADDN |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | ST. MICHAEL |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 100803 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3052 KAEDING LN, SAINT MICHAEL, MN 55376-3087 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 2, 2021 | Deed of Trust, Mortgage TRUSTONE FINANCIAL CU |
| Jun 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2004 · Amount on Record |
| Deed Sale | Feb 3, 2004 · Amount on Record |
| Deed Document Number | 200488286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 3052 KAEDING LN, SAINT MICHAEL, MN 55376-3087 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2022 |
| Title Company | PILLAR TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 00A1499444 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | A1499444 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 3052 KAEDING LN, SAINT MICHAEL, MN 55376-3087 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2021 |
| Title Company | ANCONA TITLE, ANCONA TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0001478668 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 1478668 |
| Name | TRUSTONE FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | MINNEAPOLIS, MN 55447 |
| Amount | Amount Recorded |
|---|---|
| Term | 239 Months |
| Due | Jul 29, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 3052 KAEDING LN, SAINT MICHAEL, MN 55376-3087 |
| Document Number | 0001430414 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3052 KAEDING LN ST MICHAEL MN 553763087, ST MICHAEL, MN 55376-3087 |
| Document Number | 0001430414 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 1430414 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2050 |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | St. Michael City |
| Unified School District | St. Michael-Albertville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,118.00 (+11.94%) | $445,000 (+1.27%) Land $105,000 Building $340,000 | $445,000 (+1.27%) Land $105,000 Building $340,000 |
| 2025 | $439,400 (+1.27%) Land $107,000 Building $332,400 | $439,400 (+1.27%) Land $107,000 Building $332,400 | |
| 2023 | $4,572.00 (+2.28%) | $433,900 Land $105,900 Building $328,000 | $433,900 Land $105,900 Building $328,000 |
| 2022 | $4,470.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Joint Powers Water Board serves 30,922 people · EPA ID MN1860024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.56 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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