Wright County property record for 3070 Kaeding Ln, Saint Michael, MN 55376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 1,698 sqft · built 2013 |
| Lot Size | 0.321 acres (13,991 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $239,900 (Mar 2014) |
| Tax Bill | $4,198 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-260-001080 |
| Primary APN | 114-260-001080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,698 sqft Living Area |
| 1st Floor Area | 1,022 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Modular |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 13,991 sqft (0.321 acres) |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3070 KAEDING LN |
|---|---|
| City | SAINT MICHAEL |
| State | MN |
| Zip | 55376-3087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-14 TWP-120 RANGE-024 WILDFLOWER 2ND ADDN LOT-008 BLOCK-001 001 |
| Legal Range | 024 |
| Legal Township | 120 |
| Legal Section | 14 |
| Legal Subdivision | WILDFLOWER 2ND ADDN |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | ST. MICHAEL |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 100803 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3070 KAEDING LN, SAINT MICHAEL, MN 55376-3087 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Apr 27, 2021 | Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2014 · Amount on Record |
| Deed Sale | Mar 27, 2014 · Amount on Record |
| Prior Sale | Sep 7, 2012 · Amount on Record |
| Deed Document Number | 2014209308 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 3070 KAEDING LN, SAINT MICHAEL, MN 55376-3087 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0001447924 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 1447924 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 3070 KAEDING LN, SAINT MICHAEL, MN 55376-3087 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | ANCONA TITLE, ANCONA TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 3070 KAEDING LN, SAINT MICHAEL, MN 55376-3087 |
| Document Number | 0001468094 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 1468094 |
| Name | TRUSTONE FINANCIAL CREDIT UNION |
|---|---|
| Type | Non-Lending Institution |
| Address | MINNEAPOLIS, MN 55447 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 26, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | St. Michael City |
| Unified School District | St. Michael-Albertville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,198.00 (+5.8%) | $376,100 (+2.51%) Land $105,000 Building $271,100 | $376,100 (+2.51%) Land $105,000 Building $271,100 |
| 2025 | $366,900 (-2.39%) Land $107,000 Building $259,900 | $366,900 (-2.39%) Land $107,000 Building $259,900 | |
| 2023 | $3,968.00 (+5.08%) | $375,900 Land $105,900 Building $270,000 | $375,900 Land $105,900 Building $270,000 |
| 2022 | $3,776.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Joint Powers Water Board serves 30,922 people · EPA ID MN1860024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.56 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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