Wright County property record for 3057 Kaeding Ln, Saint Michael, MN 55376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,901 sqft · built 2006 |
| Lot Size | 0.285 acres (12,420 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Nov 2021) |
| Tax Bill | $5,000 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-260-001020 |
| Primary APN | 114-260-001020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,901 sqft Living Area |
| 1st Floor Area | 1,285 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Modular |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,420 sqft (0.285 acres) |
| Garage Type | Attached |
| Garage Area | 824 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 36 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3057 KAEDING LN |
|---|---|
| City | SAINT MICHAEL |
| State | MN |
| Zip | 55376-3087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-14 TWP-120 RANGE-024 WILDFLOWER 2ND ADDN LOT-002 BLOCK-001 001 |
| Legal Range | 024 |
| Legal Township | 120 |
| Legal Section | 14 |
| Legal Subdivision | WILDFLOWER 2ND ADDN |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | ST. MICHAEL |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 100803 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3057 KAEDING LN, SAINT MICHAEL, MN 55376-3087 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP |
| Mar 27, 2020 | Deed of Trust, Mortgage · Conventional with PMI HMONG TC MTG INC |
| Aug 28, 2018 | Warranty Deed, Transfer TITLESMART INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2021 · Amount on Record |
| Deed Sale | Nov 1, 2021 · Amount on Record |
| Prior Sale | Aug 28, 2018 · Amount on Record |
| Deed Document Number | 20211488872 |
| Prior Transfer Date | May 24, 2017 |
| Prior Transfer Doc | 0001344326 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Nov 1, 2021 |
| Property Address | 3057 KAEDING LN, SAINT MICHAEL, MN 55376-3087 |
| Document Number | 0001488872 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 1488872 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2021 |
| Title Company | TITLE SPECIALIST, TITLE SPECIALISTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3057 KAEDING LN, SAINT MICHAEL, MN 55376-3087 |
| Investor | Possibly a Property Investor |
| Document Number | 0001488874 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 1488874 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 3057 KAEDING LN, SAINT MICHAEL, MN 55376-3087 |
| Document Number | 0001422908 |
| Instrument Date | Mar 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | ARDEN TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3057 KAEDING LN ST MICHAEL MN 553763087, ST MICHAEL, MN 55376-3087 |
| Document Number | 0001422908 |
|---|---|
| Date | Apr 7, 2020 |
| Instrument | 1422908 |
| Name | HMONG TC MTG INC |
|---|---|
| Address | BROOKLYN CENTER, MN 55429 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 6, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Aug 28, 2018 |
| Property Address | 3057 KAEDING LN, SAINT MICHAEL, MN 55376-3087 |
| Document Number | 0001378435 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 1378435 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | TITLESMART INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $924.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3057 KAEDING LN, SAINT MICHAEL, MN 55376-3087 |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | St. Michael City |
| Unified School District | St. Michael-Albertville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,000.00 (+6.43%) | $432,800 (+0.65%) Land $105,000 Building $327,800 | $432,800 (+0.65%) Land $105,000 Building $327,800 |
| 2025 | $430,000 (-1.04%) Land $107,000 Building $323,000 | $430,000 (-1.04%) Land $107,000 Building $323,000 | |
| 2023 | $4,698.00 (+6.53%) | $434,500 Land $105,900 Building $328,600 | $434,500 Land $105,900 Building $328,600 |
| 2022 | $4,410.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Joint Powers Water Board serves 30,922 people · EPA ID MN1860024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.56 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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