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3043 Kaeding Ln, Saint Michael, MN 55376 Property Records

Wright County property record for 3043 Kaeding Ln, Saint Michael, MN 55376

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 1,992 sqft · built 2014
Lot Size0.291 acres (12,678 sqft)
Owner2 Individual Names on Record
Last Sale$270,400 (Aug 2014)
Tax Bill$5,094 (2026)
Deeds & MortgagesOct 2020 Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN114-260-001030

Property Details

APN / Parcel Number

Primary APN114-260-001030

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,992 sqft Living Area
1st Floor Area996 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialWood Shingle
Lot Area12,678 sqft (0.291 acres)
Garage Area680 sqft
Parking Spaces2 Parking Spaces
Storage Building96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3043 KAEDING LN
CitySAINT MICHAEL
StateMN
Zip55376-3087
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-14 TWP-120 RANGE-024 WILDFLOWER 2ND ADDN LOT-003 BLOCK-001 001
Legal Range024
Legal Township120
Legal Section14
Legal SubdivisionWILDFLOWER 2ND ADDN
Legal Block1
Legal Lot Number3
JurisdictionWRIGHT MN
Township / Civil DivisionST. MICHAEL
Census Block Group1
Census Block1021
Census Tract100803

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3043 KAEDING LN, SAINT MICHAEL, MN 55376-3087
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2014 · Amount on Record
Deed SaleAug 1, 2014 · Amount on Record
Prior SaleSep 7, 2012 · Amount on Record
Deed Document Number2014125431
Prior Transfer DateAug 30, 2012
Prior Transfer Doc0000119015
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address3043 KAEDING LN, SAINT MICHAEL, MN 55376-3087
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001444541
DateOct 20, 2020
Instrument1444541
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2040

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address3043 KAEDING LN, SAINT MICHAEL, MN 55376-3087
Document Number0001365062
Instrument DateFeb 23, 2018
Transaction TypeMortgage
Record UpdatedApr 6, 2018
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3043 KAEDING LN ST MICHAEL MN 553763087, ST MICHAEL, MN 55376-3087

Mortgage

Document Number0001365062
DateMar 5, 2018
Instrument1365062
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueMar 4, 2043

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWright County
MunicipalitySt. Michael City
Unified School DistrictSt. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,094.00 (+4.39%)$442,600 (+1.14%) Land $120,000 Building $322,600$442,600 (+1.14%) Land $120,000 Building $322,600
2025$437,600 (-1.97%) Land $122,000 Building $315,600$437,600 (-1.97%) Land $122,000 Building $315,600
2023$4,880.00 (+12.96%)$446,400 Land $121,000 Building $325,400$446,400 Land $121,000 Building $325,400
2022$4,320.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJoint Powers Water Board
serves 30,922 people · EPA ID MN1860024
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.56 mg/L (2026)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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