305 Hemlock Ln, Flora, IL 62839 Property Records

Clay County property record for 305 Hemlock Ln, Flora, IL 62839 · Last verified July 2026

Property Summary

Property Type	Multi-Family Dwellings
Details	2 ba · 1,536 sqft · built 1962
Lot Size	1.81 acres (78,844 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Nov 2009)
Tax Bill	$4,324 (2024)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-29-400-026`

Property Details

APN / Parcel Number

Primary APN	`10-29-400-026`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,536 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Shingle
Lot Area	78,844 sqft (1.81 acres)
Garage Area	1,208 sqft
Driveway	Asphalt Driveway
Driveway Area	210 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	264 sqft
Deck Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	305 HEMLOCK LN
City	FLORA
State	IL
Zip	62839-3326
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SEC 29-3-6 350' X 225' SE/COR SW NW SE 1.81 AC
Legal Range	06
Legal Township	03
Legal Section	29
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2001
Census Tract	972200

Owner

Source: Clay County records · APN 10-29-400-026

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	305 HEMLOCK LN, FLORA, IL 62839-3326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2009 · Amount on Record
Deed Sale	Nov 30, 2009 · Amount on Record
Prior Sale	Mar 18, 2008 · Amount on Record
Deed Document Number	2009169315
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	305 HEMLOCK LN, FLORA, IL 62839-3326
Transaction Type	Mortgage
Record Updated	Feb 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203950
Date	Jan 24, 2022
Instrument	203950

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 01, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,221 (+62.67%) Land $3,922 Building $82,299	$258,663 (+62.67%) Land $11,766 Building $246,897
2024	$4,324.00 (+39.57%)
2022	$3,098.00 (+0.68%) Homeowner's exemption	$53,005 Land $2,945 Building $50,060	$159,015 Land $8,835 Building $150,180
2021	$3,077.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 7% of the US · above 42% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wabash Telephone Cooperative	Fiber	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless (licensed-by-rule)	500 / 100
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, AMG Technology Investment Group, Delta Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.