Clay County property record for 292 Hemlock Ln, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2.5 ba · 2,128 sqft · built 2004 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,097 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-29-400-023 |
| Primary APN | 10-29-400-023 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,128 sqft Living Area |
| Attic | Attic |
| Attic Area | 841 sqft |
| Basement Area | 2,128 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Area | 841 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 480 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 28 sqft |
| Deck Area | 228 sqft |
| Patio Area | 1,627 sqft |
| Balcony Area | 228 sqft |
| Pole Barn | 1,680 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 292 HEMLOCK LN |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-3442 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | SEC 29-3-6 4 AC NE/COR OF W 16 AC SW SE 4 AC |
| Legal Range | 06 |
| Legal Township | 03 |
| Legal Section | 29 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 972200 |
Source: Clay County records · APN 10-29-400-023
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 292 HEMLOCK LN, FLORA, IL 62839-3442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 292 HEMLOCK LN, FLORA, IL 62839-3442 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 200207 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 200207 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $206,966 (+31.8%) Land $7,390 Building $199,576 | $620,898 (+31.8%) Land $22,170 Building $598,728 | |
| 2024 | $10,097.00 (+21.55%) | ||
| 2022 | $8,307.00 (+0.89%) Homeowner's exemption | $157,028 Land $5,547 Building $151,481 | $471,084 Land $16,641 Building $454,443 |
| 2021 | $8,234.00 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Telephone Cooperative Fiber | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Delta Communications, T-Mobile USA.
Based on FCC filings for 21 locations within half a mile of this property.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures