Clay County property record for 509 Hemlock Ln, Flora, IL 62839
| Property Type | Single Family Home |
|---|---|
| Details | built 2003 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Apr 2023) |
| Tax Bill | $2,988 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-29-400-021 |
| Primary APN | 10-29-400-021 |
|---|
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 174,240 sqft (4 acres) |
| Street Address | 509 HEMLOCK LN |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-4168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 29-3-6 W/2 SW NE SE EX W 62.22' 4 AC |
| Legal Range | 06 |
| Legal Township | 03 |
| Legal Section | 29 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 972200 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 509 HEMLOCK LN, FLORA, IL 62839-4168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2023 · Amount on Record |
| Deed Sale | Apr 18, 2023 · Amount on Record |
| Deed Document Number | 2023207050 |
| Record Updated | Oct 29, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Apr 18, 2023 |
| Property Address | 509 HEMLOCK LN, FLORA, IL 62839-4168 |
| Document Number | 0000207050 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 207050 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $133.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 509 HEMLOCK LN, FLORA, IL 62839-4168 |
| Document Number | 0000207051 |
|---|---|
| Date | Apr 18, 2023 |
| Instrument | 207051 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | Jun 14, 2028 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.5% |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,988.00 (+959.57%) Homeowner's exemption | $58,199 (+550.41%) Land $7,390 Building $50,809 | $174,597 (+550.41%) Land $22,170 Building $152,427 |
| 2024 | $282.00 | ||
| 2022 | Homeowner's exemption Senior Citizen's exemption | $8,948 Land $5,547 Building $3,401 | $26,844 Land $16,641 Building $10,203 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: ClearWave, T-Mobile.
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