Clay County property record for 178 Hemlock Ln, Flora, IL 62839 · Last verified July 2026
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
|---|---|
| Bathrooms | 1.5 Baths |
| Year Built | Built 1957 |
| Square Footage | 1,628 sqft Living Area |
| Lot Size | 211,702 sqft (4.86 acres) |
| Garage | 576 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $89,000 (2019) |
| Tax Bill | $2,039.00 (2024) |
| Primary APN | 10-29-300-008 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,628 sqft Living Area |
| Basement Area | 1,152 sqft Basement |
| Finished Basement | 864 sqft Finished |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Multifamily Style |
| Exterior Material | Other Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 211,702 sqft (4.86 acres) |
| Driveway | Driveway Asphalt |
| Driveway Area | 798 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 576 sqft Garage |
| Deck Area | 64 sqft Deck |
| Porch Area | 176 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 178 HEMLOCK LN |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-3328 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | SEC 29-3-6 E 4.86 AC S/2 NE SW 4.86 AC |
| Legal Range | 06 |
| Legal Township | 03 |
| Legal Section | 29 |
| Legal Subdivision | AMANDA E BILLINGS FIRST ADDITION |
| Jurisdiction | CLAY IL |
| Minor Civil Division | HARTER |
| Census Blockgroup | 2 |
| Census Block | 2051 |
| Census Tract | 972200 |
Source: Clay County records · APN 10-29-300-008
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 178 HEMLOCK LN, FLORA, IL 62839-3328 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COOPERATIVE CHOICE NETWORK CU |
| Mar 18, 2022 | Deed of Trust, Mortgage · Stand Alone First Mortgage HUD |
| Jan 11, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 11, 2019 · Amount on Record |
| Deed Sale | Jan 11, 2019 · Amount on Record |
| Prior Sale | Jul 11, 2014 · Amount on Record |
| Deed Doc Number | 20195839 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 178 HEMLOCK LN, FLORA, IL 62839-3328 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000205288 |
|---|---|
| Date | Jul 21, 2022 |
| Instrument | 205288 |
| Name | COOPERATIVE CHOICE NETWORK CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 30, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 178 HEMLOCK LN, FLORA, IL 62839-3328 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000204378 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 204378 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jan 11, 2019 |
| Property Address | 178 HEMLOCK LN, FLORA, IL 62839-3328 |
| Document Number | D195839 |
| Instrument Date | Jan 08, 2019 |
| Instrument | D195839 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2021 |
| Title Company | QUAD COUNTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $133.50 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 178 HEMLOCK LN, FLORA, IL 62839-3328 |
| Document Number | 000D195840 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | D195840 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $44,201 (+32.23%) Land $8,753 Building $35,448 | $132,603 (+32.23%) Land $26,259 Building $106,344 | |
| 2024 | $2,039.00 (+12.84%) | ||
| 2022 | $1,807.00 (+0.84%) Homeowner's exemption | $33,428 Land $6,569 Building $26,859 | $100,284 Land $19,707 Building $80,577 |
| 2021 | $1,792.00 |
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