322 Hemlock Ln, Flora, IL 62839 Property Records

Clay County property record for 322 Hemlock Ln, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1.5 ba · 1,152 sqft · built 1959
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Jun 2020)
Tax Bill	$1,849 (2024)
Deeds & Mortgages	Dec 2025 Transfer Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-29-400-010`

Property Details

APN / Parcel Number

Primary APN	`10-29-400-010`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
Basement Area	1,152 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Roof Material	Shingle
Lot Area	130,680 sqft (3 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	238 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	322 HEMLOCK LN
City	FLORA
State	IL
Zip	62839-3327
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SEC 29-3-6 3 AC NW/COR OF E 24 AC SW SE 3 AC
Legal Range	06
Legal Township	03
Legal Section	29
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2051
Census Tract	972200

Owner

Source: Clay County assessment roll, as of September 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	322 HEMLOCK LN, FLORA, IL 62839-3327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 8, 2020	Warranty Deed, Transfer · Conventional Mortgage CLAY COUNTY STATE BANK
Nov 1, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 8, 2020 · Amount on Record
Deed Sale	Jun 8, 2020 · Amount on Record
Prior Sale	Nov 1, 2019 · Amount on Record
Deed Document Number	2020199145
Last Transfer Date	Dec 26, 2025
Transfer Doc	0000013256
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY IL
Recording Date	Dec 26, 2025
Property Address	322 HEMLOCK LN, FLORA, IL 62839-3327
Document Number	0000213256
Instrument Date	Dec 6, 2025
Instrument	213256
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 HEMLOCK LN, FLORA, IL 62839-3327

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Jun 8, 2020
Property Address	322 HEMLOCK LN, FLORA, IL 62839-3327
Document Number	199145
Instrument Date	Jun 6, 2020
Instrument	199145
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 HEMLOCK LN, FLORA, IL 62839-3327

Mortgage

Document Number	199146
Date	Jun 8, 2020
Instrument	199146

Lender

Name	CLAY COUNTY STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.75%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Nov 1, 2019
Property Address	322 HEMLOCK LN, FLORA, IL 62839-3327
Document Number	D197727
Instrument Date	Oct 23, 2019
Instrument	D197727
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Tax	$67.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 HEMLOCK LN, FLORA, IL 62839-4166

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,696 (+11.45%) Land $5,808 Building $34,888	$122,088 (+11.45%) Land $17,424 Building $104,664
2024	$1,849.00 (+13.16%) Homeowner's exemption	$36,515 (+18.58%) Land $5,211 Building $31,304	$109,545 (+18.58%) Land $15,633 Building $93,912
2022	$1,634.00 (+0.86%) Homeowner's exemption	$30,794 Land $4,359 Building $26,435	$92,382 Land $13,077 Building $79,305
2021	$1,620.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, T-Mobile.

Nearby Properties on Hemlock Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures