107 Hemlock Ln, Flora, IL 62839 Property Records

Clay County property record for 107 Hemlock Ln, Flora, IL 62839 · Last verified July 2026

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,904 sqft · built 2015
Lot Size	5.17 acres (225,205 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Sep 2019)
Tax Bill	$3,115 (2024)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-29-400-028`

Property Details

APN / Parcel Number

Primary APN	`10-29-400-028`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,904 sqft Living Area
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Mobile Home
Foundation Type	No Foundation
Roof Material	Shingle
Lot Area	225,205 sqft (5.17 acres)
Lean-To	648 sqft
Pole Barn	1,620 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	107 HEMLOCK LN
City	FLORA
State	IL
Zip	62839-3445
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SEC 29-3-6 PT SW NW SE EX 3.02 AC SW/COR & EX 350' X 225' IN SE/COR 5.17 AC
Legal Range	06
Legal Township	03
Legal Section	29
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2001
Census Tract	972200

Owner

Source: Clay County records · APN 10-29-400-028

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	107 HEMLOCK LN, FLORA, IL 62839-3445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 24, 2019 · Amount on Record
Deed Sale	Sep 24, 2019 · Amount on Record
Deed Document Number	20197469
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Sep 24, 2019
Property Address	107 HEMLOCK LN, FLORA, IL 62839-3445
Document Number	D197469
Instrument Date	Sep 24, 2019
Instrument	D197469
Transaction Type	Transfer
Record Updated	Sep 07, 2021
Title Company	QUAD COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 HEMLOCK LN, FLORA, IL 62839-3445

Mortgage

Document Number	000D197470
Date	Sep 24, 2019
Instrument	D197470

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,989 (+32.16%) Land $9,076 Building $54,913	$191,967 (+32.16%) Land $27,228 Building $164,739
2024	$3,115.00 (+11.45%)
2022	$2,795.00 (+0.68%) Homeowner's exemption	$48,417 Land $6,809 Building $41,608	$145,251 Land $20,427 Building $124,824
2021	$2,776.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 7% of the US · above 42% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wabash Telephone Cooperative	Fiber	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless (licensed-by-rule)	500 / 100
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, AMG Technology Investment Group, Delta Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.