304 W Elm St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 304 W Elm St, Oneida, NY 13421

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,159 sqft · built 1900
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Last Sale	$120,000 (May 2024)
Tax Bill	$3,583 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
APN	`251201 30.71-1-25`

Property Details

APN / Parcel Number

Primary APN	`251201 30.71-1-25`
Alternative APNs	`120103007100010250000000` `INSIDE`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,159 sqft Total Area
1st Floor Area	684 sqft
2nd Floor Area	475 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	104 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	304 W ELM ST
City	ONEIDA
State	NY
Zip	13421-1316
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Block	1
Legal Lot Number	25.000
Jurisdiction	MADISON NY
Township / Civil Division	ONEIDA
Census Block Group	1
Census Block	1013
Census Tract	30102

Owner

Source: Madison County and Oneida City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14138 11TH AVE, WHITESTONE, NY 11357-2304
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2024 · Amount on Record
Deed Sale	May 22, 2024 · Amount on Record
Prior Sale	Dec 9, 2022 · Amount on Record
Deed Document Number	20242178
Prior Transfer Date	Jun 25, 2008
Prior Transfer Doc	0014510342
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NY
Recording Date	Dec 9, 2022
Property Address	304 W ELM ST, ONEIDA, NY 13421-1316
Document Number	0000000271
Instrument Date	Dec 7, 2022
Instrument	2022-7271
Transaction Type	Transfer
Record Updated	Jan 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11491 BELL HILL RD, DEERFIELD, NY 13502-6607

Mortgage

Document Number	0000000272
Date	Dec 9, 2022
Instrument	2022-7272

Lender

Name	UTICA GAS & ELECTRIC EMPLOYEES FCU

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
Municipality	Oneida City
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,583.00 (-1.46%)
2025	$3,636.00 (+238.86%)	$73,100 (-) Land $8,500 Building $64,600	$102,958 (+7.04%) Land $11,972 Building $90,986
2023		$73,100 (+69.61%) Land $8,500 Building $64,600	$96,184 (+85.23%) Land $11,184 Building $85,000
2022	$1,073.00	$43,100 Land $8,500 Building $34,600	$51,928 Land $10,241 Building $41,687

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA CITY serves 11,393 people · EPA ID NY2602381
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20