Madison County and Oneida City property record for 240 W Elm St, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,540 sqft · built 1900 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,200 (Dec 2006) |
| Tax Bill | $3,318 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2020 Mortgage |
| APN | 251201 30.71-1-41 |
| Primary APN | 251201 30.71-1-41 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 884 sqft |
| 2nd Floor Area | 656 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 90 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 240 W ELM ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-1327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 1 |
| Legal Lot Number | 41.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 30102 |
240 W Elm St is owned and occupied by an individual who acquired it in September 2016.
Source: Madison County and Oneida City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 240 W ELM ST, ONEIDA, NY 13421-1327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Mar 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage HOMESTEAD FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2006 · Amount on File |
| Deed Sale | Dec 13, 2006 · Amount on File |
| Deed Book / Page | 1394 / 91 |
| Last Transfer Date | Sep 29, 2016 |
| Transfer Doc | 2016005614 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Jul 15, 2026 |
| Property Address | 240 W ELM ST, ONEIDA, NY 13421-1327 |
| Document Number | 0000003158 |
| Instrument Date | May 5, 2026 |
| Instrument | 20263158 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 240 W ELM ST, ONEIDA, NY 13421-1327 |
| Document Number | 0000003158, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 20263158 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 285 Months |
| Due | Apr 1, 2050 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 240 W ELM ST, ONEIDA, NY 13421-1327 |
| Document Number | 0000001440 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | LEATHERSTOCKING ABSTRACT, LEATHERSTOCKING ABS |
| Name | Verified Name |
|---|---|
| Address | 319 N LAKE ST ONEIDA NY 134211110, ONEIDA, NY 13421-1110 |
| Document Number | 0000001440 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 1440 |
| Name | HOMESTEAD FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | ALBANY, NY 12205 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 24, 2050 |
The 2026 property tax bill for 240 W Elm St was $3,318, down 1.5% from the year before.
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,318.00 (-1.48%) | ||
| 2025 | $3,368.00 | $67,700 Land $8,300 Building $59,400 | $95,352 Land $11,690 Building $83,662 |
| 2023 | $67,700 (-) Land $8,300 Building $59,400 | $89,079 (+9.21%) Land $10,921 Building $78,158 | |
| 2022 | $1,686.00 | $67,700 Land $8,300 Building $59,400 | $81,566 Land $10,000 Building $71,566 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 240 W Elm St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 240 W Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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