308 W Elm St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 308 W Elm St, Oneida, NY 13421 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1901
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$64,000 (Jan 2022)
Tax Bill	$3,034 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2022 Mortgage + 1 more
APN	`251201 30.71-1-24`

Property Details

APN / Parcel Number

Primary APN	`251201 30.71-1-24`
Alternative APNs	`120103007100010240000000` `INSIDE`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,200 sqft Living Area
1st Floor Area	816 sqft
2nd Floor Area	384 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Traditional
Exterior Material	Composition/Composite
Foundation Type	No Foundation
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	75 ft deep x 69 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	308 W ELM ST
City	ONEIDA
State	NY
Zip	13421-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	24.000
Jurisdiction	MADISON NY
Township / Civil Division	ONEIDA
Census Block Group	1
Census Block	1013
Census Tract	30102

Owner

Source: Madison County and Oneida City records · APN 251201 30.71-1-24

Assessment roll updated April 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	308 W ELM ST, ONEIDA, NY 13421-1316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 13, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 21, 2022	Warranty Deed, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 21, 2022 · Amount on Record
Deed Sale	Jan 21, 2022 · Amount on Record
Prior Sale	Nov 21, 2014 · Amount on Record
Deed Document Number	2022462
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	308 W ELM ST, ONEIDA, NY 13421-1316
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000911
Date	Jul 06, 2023
Instrument	2023-2911

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Aug 01, 2063

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	308 W ELM ST, ONEIDA, NY 13421-1316
Transaction Type	Mortgage
Record Updated	Mar 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000209
Date	Apr 13, 2022
Instrument	2022-2209

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NY
Recording Date	Jan 21, 2022
Property Address	308 W ELM ST, ONEIDA, NY 13421-1316
Document Number	0000000062
Instrument Date	Nov 25, 2019
Instrument	2022-462
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7888 LARKIN RD, HUBBARDSVILLE, NY 13355-1148

Mortgage

Document Number	0000000063
Date	Jan 21, 2022
Instrument	2022-463

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County and Oneida City records · Assessment roll updated April 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
Municipality	Oneida City
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,034.00 (+99.74%)	$61,000 (-) Land $8,200 Building $52,800	$85,915 (+7.04%) Land $11,549 Building $74,366
2023		$61,000 (-) Land $8,200 Building $52,800	$80,263 (+9.21%) Land $10,789 Building $69,474
2022	$1,519.00	$61,000 Land $8,200 Building $52,800	$73,494 Land $9,880 Building $63,614

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 391 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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