305 W Elm St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 305 W Elm St, Oneida, NY 13421 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,372 sqft · built 1880
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on File
Last Sale$3,500 (Feb 2014)
Tax Bill$2,079 (2025)
Deeds & MortgagesFeb 2020 Mortgage
APN251201 30.71-2-1

Property Details

APN / Parcel Number

Primary APN251201 30.71-2-1
Alternative APNs
  • 120103007100020010000000
  • INSIDE

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,372 sqft Living Area
1st Floor Area742 sqft
2nd Floor Area630 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions294 ft deep x 40 ft wide
PorchSlab
Porch Area248 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address305 W ELM ST
CityONEIDA
StateNY
Zip13421-1315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number1.000
JurisdictionMADISON NY
Township / Civil DivisionONEIDA
Census Block Group2
Census Block2001
Census Tract30102

Owner

Source: Madison County and Oneida City records · APN 251201 30.71-2-1

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address305 W ELM ST, ONEIDA, NY 13421-1315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 19, 2014 · Amount on Record
Deed SaleFeb 19, 2014 · Amount on Record
Prior SaleMay 31, 2012 · Amount on Record
Deed Book / Page2014 / 797
Record UpdatedJun 08, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address305 W ELM ST, ONEIDA, NY 13421-1315
Document Number0000001025
Instrument DateFeb 10, 2020
Transaction TypeMortgage
Record UpdatedMar 18, 2020
Title CompanyNORTH AMERICAN ABSTRACT COMPANY, NORTH AMERICAN ABSTRACT CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 W ELM ST ONEIDA NY 134211315, ONEIDA, NY 13421-1315

Mortgage

Document Number0000001025
DateFeb 28, 2020
Instrument1025
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 27, 2050

Tax Assessment & Valuation

Source: Madison County and Oneida City records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,079.00 (+475.9%)$41,800 (-) Land $10,300 Building $31,500$58,873 (+7.04%) Land $14,507 Building $44,366
2023$41,800 (-) Land $10,300 Building $31,500$55,000 (+9.21%) Land $13,553 Building $41,447
2022$361.00 Homeowner's exemption$41,800 Land $10,300 Building $31,500$50,361 Land $12,410 Building $37,951

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 391 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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