244 W Elm St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 244 W Elm St, Oneida, NY 13421

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,444 sqft · built 1900
Lot Size0.08 acres (3,485 sqft)
Owner2 Individual Names on Record
Last Sale$80,000 (Jun 2022)
Tax Bill$2,552 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Feb 2019 Transfer
APN251201 30.71-1-40

Property Details

APN / Parcel Number

Primary APN251201 30.71-1-40
Alternative APNs
  • 120103007100010400000000
  • INSIDE

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,444 sqft Total Area
1st Floor Area722 sqft
2nd Floor Area722 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions69 ft deep x 50 ft wide
PorchSlab
Porch Area372 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address244 W ELM ST
CityONEIDA
StateNY
Zip13421-1327
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR3
Legal Block1
Legal Lot Number40.000
JurisdictionMADISON NY
Township / Civil DivisionONEIDA
Census Block Group1
Census Block1016
Census Tract30102

Owner

Source: Madison County and Oneida City records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address244 W ELM ST, ONEIDA, NY 13421-1327
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2022Deed, Transfer · Stand-Alone First Mortgage
AMERICU CU
Feb 1, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 2022 · Amount on Record
Deed SaleJun 21, 2022 · Amount on Record
Prior SaleFeb 6, 2004 · Amount on Record
Deed Document Number20223622
Record UpdatedJun 8, 2026

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionMADISON NY
Recording DateJun 21, 2022
Property Address244 W ELM ST, ONEIDA, NY 13421-1327
Document Number0000000622
Instrument DateJun 17, 2022
Instrument2022-3622
Transaction TypeTransfer
Record UpdatedJul 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address432 LINCOLN AVE, ONEIDA, NY 13421-2209

Mortgage

Document Number0000000623
DateJun 21, 2022
Instrument2022-3623
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateJul 1, 2032
Max Rate At Change2.7%
Index1-Year CMT

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMADISON NY
Recording DateFeb 1, 2019
Property Address244 W ELM ST, ONEIDA, NY 13421-1327
Document Number0000000534
Instrument DateJan 16, 2019
Instrument534
Transaction TypeTransfer
Record UpdatedFeb 22, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address75 GLEASON AVE WEST YARMOUTH MA 026738326, WEST YARMOUTH, MA 02673-8326

Tax Assessment & Valuation

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,552.00 (+99.69%)$51,300 (-) Land $6,900 Building $44,400$72,254 (+7.04%) Land $9,718 Building $62,536
2023$51,300 (-) Land $6,900 Building $44,400$67,500 (+9.21%) Land $9,079 Building $58,421
2022$1,278.00$51,300 Land $6,900 Building $44,400$61,807 Land $8,313 Building $53,494

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA CITY
serves 11,393 people · EPA ID NY2602381
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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