Madison County and Oneida City property record for 401 W Elm St, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,168 sqft · built 1864 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,000 (Feb 2022) |
| Tax Bill | $3,872 (2026) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage |
| APN | 251201 30.70-1-51 |
| Primary APN | 251201 30.70-1-51 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,168 sqft Living Area |
| 1st Floor Area | 852 sqft |
| Upper Floors Area | 316 sqft |
| Year Built | Built 1864 |
|---|---|
| Effective Year Built | Effective 1864 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 111 ft deep x 82 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 401 W ELM ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-1221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Legal Lot Number | 51.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 30102 |
Source: Madison County and Oneida City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 401 W ELM ST, ONEIDA, NY 13421-1221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2022 · Amount on Record |
| Deed Sale | Feb 3, 2022 · Amount on Record |
| Prior Sale | May 31, 2012 · Amount on Record |
| Deed Document Number | 2022750 |
| Prior Transfer Date | Dec 6, 2001 |
| Prior Transfer Doc | 1211000047 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Feb 3, 2022 |
| Property Address | 401 W ELM ST, ONEIDA, NY 13421-1221 |
| Document Number | 0000000050 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 2022-750 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 110 WEST ST # 13, 13, ONEIDA, NY 13421-1688 |
| Document Number | 0000000051 |
|---|---|
| Date | Feb 3, 2022 |
| Instrument | 2022-751 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,872.00 (-1.48%) | ||
| 2025 | $3,930.00 (+85.82%) | $79,000 (-) Land $11,000 Building $68,000 | $111,268 (+7.04%) Land $15,493 Building $95,775 |
| 2023 | $79,000 (-6.95%) Land $11,000 Building $68,000 | $103,947 (+1.62%) Land $14,474 Building $89,473 | |
| 2022 | $2,115.00 | $84,900 Land $11,000 Building $73,900 | $102,289 Land $13,253 Building $89,036 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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