303 E Franklin St, Spencer, IN 47460 Property Records

Owen County property record for 303 E Franklin St, Spencer, IN 47460

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,295 sqft · built 1970
Lot Size0.173 acres (7,536 sqft)
OwnerIndividual Name on Record
Tax Bill$2,784 (2025)
Deeds & MortgagesMay 2020 Transfer
Flood ZoneZone X (minimal risk)
APN60-10-21-300-400.236-028

Property Details

APN / Parcel Number

Primary APN60-10-21-300-400.236-028
Alternative APN
  • 00001036779

Interior

Bedrooms5 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,295 sqft Living Area
1st Floor Area1,481 sqft
AtticAttic
Attic Area1,628 sqft
Basement Area64 sqft
Unfinished Basement64 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleDuplex Single
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area7,536 sqft (0.173 acres)
Lot Dimensions150 ft deep x 50 ft wide
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00001036779
Street Address303 E FRANKLIN ST
CitySPENCER
StateIN
Zip47460-1821
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionFLETCHERS ADD LOT 32
Legal SubdivisionFLETCHERS ADD
Legal Lot Number32
JurisdictionOWEN IN
Township / Civil DivisionWASHINGTON
Census Block Group4
Census Block4024
Census Tract955800

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address166 S SUNNYSIDE LN, SPENCER, IN 47460-9323
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2024
Deed SaleNov 22, 2024
Deed Document Number2024238458
Prior Transfer DateMay 7, 2020
Prior Transfer Doc0000000272
Record UpdatedSep 20, 2026

May 2020: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionOWEN IN
Recording DateMay 7, 2020
Property Address303 E FRANKLIN ST, SPENCER, IN 47460-1821
Document Number220272
Map ReferenceDD 27 PG 233
Instrument DateMay 7, 2020
Instrument220272
Transaction TypeTransfer
Record UpdatedDec 10, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1024 N US HIGHWAY 231, 1024, SPENCER, IN 47460-6643

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyOwen County
County SubdivisionWashington Township
MunicipalitySpencer Town
Unified School DistrictSpencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,784.00 (+30.09%)$147,400 (+35.35%) Land $18,700 Building $128,700$147,400 (+35.35%) Land $18,700 Building $128,700
2024$2,140.00 (-1.88%)
2023$2,181.00 (+27.39%)$108,900 Land $13,600 Building $95,300$108,900 Land $13,600 Building $95,300
2022$1,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims49 (1993–2025)
Claims Outside the SFHA3 of 49
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 24 claims
  • Severe Winter Storms And Flooding, Jan 2005 · 16 claims
  • Severe Storms, Tornadoes, And Flooding, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBBP WATER COMPANY
serves 9,903 people · EPA ID IN5260001
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: South Central Indiana REMC.

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