268 E Franklin St, Spencer, IN 47460 Property Records

Owen County property record for 268 E Franklin St, Spencer, IN 47460

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 968 sqft · built 1952
Lot Size0.07 acres (3,049 sqft)
OwnerCompany Name on Record
Tax Bill$2,189 (2025)
Deeds & MortgagesJan 2023 Sale
Flood ZoneZone X (minimal risk)
APN60-10-21-300-400.282-028

Property Details

APN / Parcel Number

Primary APN60-10-21-300-400.282-028
Alternative APN
  • 00001037426

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area968 sqft Living Area
1st Floor Area968 sqft
AtticAttic
Attic Area968 sqft
Basement Area968 sqft
Finished Basement968 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1966
Construction TypeBrick
Roof MaterialMetal
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions68 ft deep x 46 ft wide
TerrainHigh

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00001037426
Street Address268 E FRANKLIN ST
CitySPENCER
StateIN
Zip47460-1820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPENCER 46' OF W SIDE PT LOT 20
Legal SubdivisionSPENCER
Legal Lot Number20
JurisdictionOWEN IN
Township / Civil DivisionWASHINGTON
Census Block Group4
Census Block4035
Census Tract955800

Owner

Source: Owen County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3568 E BRYN MAWR DR, BLOOMINGTON, IN 47401-7888
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 18, 2023
Deed SaleJan 18, 2023
Prior SaleMay 14, 2015
Deed Document Number2023231901
Prior Transfer DateJan 15, 2015
Prior Transfer Doc0000200374
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOWEN IN
Recording DateJan 18, 2023
Property Address268 E FRANKLIN ST, SPENCER, IN 47460-1820
Document Number0000231901
Map ReferenceMB 1 PG 1
Instrument DateDec 14, 2022
Instrument231901
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3568 E BRYN MAWR DR, BLOOMINGTON, IN 47401-7888

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyOwen County
County SubdivisionWashington Township
MunicipalitySpencer Town
Unified School DistrictSpencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,189.00 (+9.56%)$115,900 (+24.09%) Land $9,100 Building $106,800$115,900 (+24.09%) Land $9,100 Building $106,800
2024$1,998.00 (+6.96%)
2023$1,868.00 (+24.2%)$93,400 Land $7,400 Building $86,000$93,400 Land $7,400 Building $86,000
2022$1,504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims49 (1993–2025)
Claims Outside the SFHA3 of 49
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 24 claims
  • Severe Winter Storms And Flooding, Jan 2005 · 16 claims
  • Severe Storms, Tornadoes, And Flooding, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBBP WATER COMPANY
serves 9,903 people · EPA ID IN5260001
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: South Central Indiana REMC, T-Mobile.

Nearby Properties on E Franklin St

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