259 E Franklin St, Spencer, IN 47460 Property Records

Owen County property record for 259 E Franklin St, Spencer, IN 47460

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,360 sqft · built 1961
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on Record
Tax Bill$2,659 (2025)
Deeds & MortgagesMay 2020 Foreclosure
Flood ZoneZone X (minimal risk)
APN60-10-21-300-400.220-028

Property Details

APN / Parcel Number

Primary APN60-10-21-300-400.220-028
Alternative APN
  • 00001037669

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,360 sqft Living Area
1st Floor Area1,360 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1973
Architectural StyleDuplex Single
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions136 ft deep x 48 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00001037669
Street Address259 E FRANKLIN ST
CitySPENCER
StateIN
Zip47460-1819
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionSPENCER W PT 56' LOT 21 SPENCER W PT 56' LOT 22
Legal SubdivisionSPENCER
Legal Lot Number21,22
JurisdictionOWEN IN
Township / Civil DivisionWASHINGTON
Census Block Group4
Census Block4031
Census Tract955800

Owner

Source: Owen County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address106 N MAIN ST, SPENCER, IN 47460-1302
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2020
Deed SaleMay 20, 2020
Prior SaleOct 15, 2015 · Amount on Record
Deed Document Number2020392
Record UpdatedOct 29, 2026

May 2020: Warranty Deed, Foreclosure

Document TypeWarranty Deed
JurisdictionOWEN IN
Recording DateMay 20, 2020
Property Address259 E FRANKLIN ST, SPENCER, IN 47460-1819
Document Number0000220392
Map ReferenceDD 1 PG 14
Instrument DateMay 20, 2020
Instrument220392
Transaction TypeForeclosure
Record UpdatedJun 12, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 187, SPENCER, IN 47460-0187

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyOwen County
County SubdivisionWashington Township
MunicipalitySpencer Town
Unified School DistrictSpencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,659.00 (+2.66%)$140,800 (+18.32%) Land $17,100 Building $123,700$140,800 (+18.32%) Land $17,100 Building $123,700
2024$2,590.00 (+8.82%)
2023$2,380.00 (-20.4%)$119,000 (+22.55%) Land $12,400 Building $106,600$119,000 (+22.55%) Land $12,400 Building $106,600
2022$2,990.00$97,100 Land $12,400 Building $84,700$97,100 Land $12,400 Building $84,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims49 (1993–2025)
Claims Outside the SFHA3 of 49
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 24 claims
  • Severe Winter Storms And Flooding, Jan 2005 · 16 claims
  • Severe Storms, Tornadoes, And Flooding, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBBP WATER COMPANY
serves 9,903 people · EPA ID IN5260001
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: South Central Indiana REMC.

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