Owen County property record for 259 E Franklin St, Spencer, IN 47460
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,360 sqft · built 1961 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,659 (2025) |
| Deeds & Mortgages | May 2020 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-21-300-400.220-028 |
| Primary APN | 60-10-21-300-400.220-028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| 1st Floor Area | 1,360 sqft |
| Family Room | Family Room |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 136 ft deep x 48 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001037669 |
|---|---|
| Street Address | 259 E FRANKLIN ST |
| City | SPENCER |
| State | IN |
| Zip | 47460-1819 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | SPENCER W PT 56' LOT 21 SPENCER W PT 56' LOT 22 |
| Legal Subdivision | SPENCER |
| Legal Lot Number | 21,22 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 955800 |
Source: Owen County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 106 N MAIN ST, SPENCER, IN 47460-1302 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2020 |
| Deed Sale | May 20, 2020 |
| Prior Sale | Oct 15, 2015 · Amount on Record |
| Deed Document Number | 2020392 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | May 20, 2020 |
| Property Address | 259 E FRANKLIN ST, SPENCER, IN 47460-1819 |
| Document Number | 0000220392 |
| Map Reference | DD 1 PG 14 |
| Instrument Date | May 20, 2020 |
| Instrument | 220392 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 187, SPENCER, IN 47460-0187 |
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Municipality | Spencer Town |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,659.00 (+2.66%) | $140,800 (+18.32%) Land $17,100 Building $123,700 | $140,800 (+18.32%) Land $17,100 Building $123,700 |
| 2024 | $2,590.00 (+8.82%) | ||
| 2023 | $2,380.00 (-20.4%) | $119,000 (+22.55%) Land $12,400 Building $106,600 | $119,000 (+22.55%) Land $12,400 Building $106,600 |
| 2022 | $2,990.00 | $97,100 Land $12,400 Building $84,700 | $97,100 Land $12,400 Building $84,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 49 (1993–2025) |
| Claims Outside the SFHA | 3 of 49 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BBP WATER COMPANY serves 9,903 people · EPA ID IN5260001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: South Central Indiana REMC.
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