310 E Franklin St, Spencer, IN 47460 Property Records

Owen County property record for 310 E Franklin St, Spencer, IN 47460

Property Summary

Property Type	Mobile Home / Trailer Park
Details	built 1970
Lot Size	0.915 acres (39,857 sqft)
Owner	Company Name on Record
Last Sale	$505,400 (May 2026)
Tax Bill	$1,763 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-10-21-300-400.284-028`

Property Details

APN / Parcel Number

Primary APN	`60-10-21-300-400.284-028`
Alternative APN	`00001034651`

Interior

Plumbing Fixtures	5 Plumbing Fixtures

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	39,857 sqft (0.915 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001034651
Street Address	310 E FRANKLIN ST
City	SPENCER
State	IN
Zip	47460-1822
Property Category	Commercial
Property Type	Commercial > Retail > Mobile Home / Trailer Park
Legal Description	S 1/2 SW S21 T10 R3 .915A
Legal Range	3
Legal Township	10
Legal Section	21
Legal Subdivision	SPENCER HEIGHTS ADD
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4036
Census Tract	955800

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1003 E 106TH ST, CARMEL, IN 46280-1688
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Dec 15, 2017 · Amount on Record
Deed Document Number	2026243773
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	May 27, 2026
Property Address	310 E FRANKLIN ST, SPENCER, IN 47460-1822
Document Number	0000243773
Instrument Date	May 22, 2026
Instrument	2026243773
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000243774,
Date	May 27, 2026
Instrument	2026243774

Lender

Name	CORE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 5, 2051

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Municipality	Spencer Town
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,763.00 (+124.3%)	$93,700 (+140.26%) Land $66,000 Building $27,700	$93,700 (+140.26%) Land $66,000 Building $27,700
2024	$786.00 (+0.77%)
2023	$780.00 (-36.64%)	$39,000 (-2.26%) Land $11,600 Building $27,400	$39,000 (-2.26%) Land $11,600 Building $27,400
2022	$1,231.00	$39,900 Land $11,600 Building $28,300	$39,900 Land $11,600 Building $28,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	49 (1993–2025)
Claims Outside the SFHA	3 of 49
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 24 claims Severe Winter Storms And Flooding, Jan 2005 · 16 claims Severe Storms, Tornadoes, And Flooding, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BBP WATER COMPANY serves 9,903 people · EPA ID IN5260001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30