279 E Franklin St, Spencer, IN 47460 Property Records

Owen County property record for 279 E Franklin St, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,646 sqft · built 1906
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,862 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`60-10-21-300-400.221-028`

Property Details

APN / Parcel Number

Primary APN	`60-10-21-300-400.221-028`
Alternative APN	`00001037307`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,646 sqft Living Area
1st Floor Area	1,646 sqft
Attic	Attic
Attic Area	1,168 sqft
Basement Area	1,048 sqft
Unfinished Basement	1,048 sqft
Family Room	Family Room

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1950
Construction Type	Stone
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	136 ft deep x 63 ft wide
Terrain	High
Garage Type	Detached
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001037307
Street Address	279 E FRANKLIN ST
City	SPENCER
State	IN
Zip	47460-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPENCER E 1/2 LOTS 21 & 22
Legal Lot Number	21-22
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4031
Census Tract	955800

Owner

Source: Owen County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14097 109TH AVE SW, VASHON, WA 98070
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Personal Representative Deed, Transfer FIRST AMERICAN TITLE
Apr 16, 2026	Personal Representative Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026
Deed Sale	Apr 16, 2026
Deed Document Number	2026243375
Record Updated	Sep 20, 2026

April 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	OWEN IN
Recording Date	Apr 16, 2026
Property Address	279 E FRANKLIN ST, SPENCER, IN 47460-1819
Document Number	0000243375
Instrument Date	Apr 14, 2026
Instrument	2026.243375
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	OWEN IN
Recording Date	Apr 16, 2026
Property Address	279 E FRANKLIN ST, SPENCER, IN 47460-1819
Document Number	0000243375
Instrument Date	Apr 14, 2026
Instrument	2026243375
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Municipality	Spencer Town
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,862.00 (+0.21%)	$204,500 (+15.73%) Land $20,900 Building $183,600	$204,500 (+15.73%) Land $20,900 Building $183,600
2024	$3,854.00 (+160.58%)
2023	$1,479.00 (-17.33%)	$176,700 (+27.49%) Land $15,100 Building $161,600	$176,700 (+27.49%) Land $15,100 Building $161,600
2022	$1,789.00	$138,600 Land $15,100 Building $123,500	$138,600 Land $15,100 Building $123,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	49 (1993–2025)
Claims Outside the SFHA	3 of 49
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 24 claims Severe Winter Storms And Flooding, Jan 2005 · 16 claims Severe Storms, Tornadoes, And Flooding, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BBP WATER COMPANY serves 9,903 people · EPA ID IN5260001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: South Central Indiana REMC.

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