327 E Franklin St, Spencer, IN 47460 Property Records

Owen County property record for 327 E Franklin St, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,392 sqft · built 1921
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Tax Bill	$1,015 (2025)
Deeds & Mortgages	Jan 2023 Sale Nov 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-10-21-300-400.238-028`

Property Details

APN / Parcel Number

Primary APN	`60-10-21-300-400.238-028`
Alternative APN	`00001037958`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft
Basement Area	377 sqft
Unfinished Basement	377 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1955
Architectural Style	Duplex Single
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001037958
Street Address	327 E FRANKLIN ST
City	SPENCER
State	IN
Zip	47460-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLETCHER'S 1ST LOT 34 LIFE ESTATE TO TONY D STEVENS
Legal Subdivision	FLETCHERS 1ST ADD
Legal Lot Number	34
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4024
Census Tract	955800

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	327 E FRANKLIN ST, SPENCER, IN 47460-1821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Warranty Deed, Transfer
Nov 15, 2022	Warranty Deed, Transfer
Mar 1, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2022
Deed Sale	Mar 15, 2022
Deed Document Number	2022228520
Last Transfer Date	Jan 9, 2023
Transfer Doc	0000231800
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Jan 9, 2023
Property Address	327 E FRANKLIN ST, SPENCER, IN 47460-1821
Document Number	0000231800
Instrument Date	Jan 9, 2023
Instrument	231800
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	327 E FRANKLIN ST, SPENCER, IN 47460-1821

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Nov 15, 2022
Property Address	327 E FRANKLIN ST, SPENCER, IN 47460-1821
Document Number	0000231296
Instrument Date	Nov 14, 2022
Instrument	231296
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	327 E FRANKLIN ST, SPENCER, IN 47460-1821

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OWEN IN
Recording Date	Mar 1, 2022
Property Address	327 E FRANKLIN ST, SPENCER, IN 47460-1821
Document Number	0000228367
Instrument Date	Mar 1, 2022
Instrument	228367
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 E FRANKLIN ST, SPENCER, IN 47460-1821

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Municipality	Spencer Town
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,015.00 (-7.73%) Homeowner's exemption	$164,900 (+19.84%) Land $18,700 Building $146,200	$164,900 (+19.84%) Land $18,700 Building $146,200
2024	$1,100.00 (-13.86%)
2023	$1,277.00 (+34.14%)	$137,600 Land $13,600 Building $124,000	$137,600 Land $13,600 Building $124,000
2022	$952.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	49 (1993–2025)
Claims Outside the SFHA	3 of 49
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 24 claims Severe Winter Storms And Flooding, Jan 2005 · 16 claims Severe Storms, Tornadoes, And Flooding, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BBP WATER COMPANY serves 9,903 people · EPA ID IN5260001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: South Central Indiana REMC.

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