3 Ryan Rd, West Townsend, MA 01474 Property Records

Middlesex County and Townsend Town property record for 3 Ryan Rd, West Townsend, MA 01474

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,240 sqft · built 1989
Lot Size	1.42 acres (61,921 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,252 (2026)
Deeds & Mortgages	Apr 2024 Refinance Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0009 B:0010 L:0012`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0009 B:0010 L:0012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,240 sqft Living Area
Gross Area	4,800 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	61,921 sqft (1.42 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3 RYAN RD
City	WEST TOWNSEND
State	MA
Zip	01474-1148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Block	10
Legal Lot Number	12
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	3
Census Block	3013
Census Tract	301102

Owner

Source: Middlesex County and Townsend Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 RYAN RD, WEST TOWNSEND, MA 01474-1148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Sep 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Sep 17, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance WORKERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2006
Deed Sale	Mar 30, 2006
Last Transfer Date	Sep 13, 2021
Transfer Doc	00078718-1
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	3 RYAN RD, TOWNSEND, MA 01474-1148
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082676-190
Date	Apr 18, 2024
Book Page	82676/190
Instrument	38656

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	3 RYAN RD, TOWNSEND, MA 01474-1148
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00078718-6
Date	Sep 17, 2021
Book Page	78718/6
Instrument	206841

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Sep 17, 2021
Property Address	3 RYAN RD, TOWNSEND, MA 01474-1148
Document Number	78718-1
Book / Page	78718 / 1
Instrument Date	Sep 13, 2021
Instrument	206840
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 RYAN RD, TOWNSEND, MA 01474-1148

Mortgage

Document Number	78718-6
Date	Sep 17, 2021
Book Page	78718/6
Instrument	206841

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,252.00 (+0.37%)	$527,400 (+5.99%) Land $110,800 Building $402,500	$451,630 (-)
2025	$7,225.00 (+2.72%)	$497,600 (+1.95%) Land $97,700 Building $399,900	$451,630 (-5.6%)
2024	$7,034.00 (-0.07%)	$488,100 (+5.81%) Land $97,700 Building $390,400	$478,420
2023	$7,039.00	$461,300 Land $84,700 Building $376,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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