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2995 Elder Ct, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 2995 Elder Ct, Palm Harbor, FL 34684 · Last verified April 2026

Property Summary

Property TypePlanned Unit Development
Details1,298 sqft · built 1981
Lot Size0.072 acres (3,120 sqft)
OwnerIndividual Name on File
Last Sale$159,000 (Mar 2018)
Tax Bill$2,058 (2025)
Deeds & MortgagesNov 2025 Second Mortgage
Oct 2022 Second Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNC62-000-759-0272-6

Property Details

APN / Parcel Number

Primary APNC62-000-759-0272-6
Alternative APNs
  • 08-28-16-85560-000-0430
  • 281608855600000430
  • 162808855600000430
  • R86391

Interior

Stories1 Story
Building Area1,298 sqft Living Area
1st Floor Area1,298 sqft
Media RoomMedia Room

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1989
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Lot Area3,120 sqft (0.072 acres)
View / LotCorner
PorchVinyl Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR86391
Street Address2995 ELDER CT
CityPALM HARBOR
StateFL
Zip34684-3612
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionSTRATHMORE GATE-EAST UNIT ONE LOT 43
Legal Range16E
Legal Township28S
Legal Section8
Legal SubdivisionSTRATHMORE GATE-EAST
Legal Tract85560
Legal Lot Number43
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1003
Census Tract27314

Owner

Source: Pinellas County records · APN C62-000-759-0272-6

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2995 ELDER CT, PALM HARBOR, FL 34684-3612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ACHIEVA CU
Oct 21, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ACHIEVA CU
Mar 04, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 19, 2018Warranty Deed, Transfer · FHA Mortgage
EVOLVE BK&TR
Aug 26, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 15, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 19, 2018 · Amount on Record
Deed SaleMar 19, 2018 · Amount on Record
Prior SaleMar 23, 1999 · Amount on Record
Deed Document Number201882714
Deed Book / Page19978 / 1025
Prior Transfer DateAug 22, 2017
Prior Transfer Doc0197540714
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2995 ELDER CT, PALM HARBOR, FL 34684-3612
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2995 ELDER CT, PALM HARBOR, FL 34684-3612

Mortgage

Document Number0233720378
DateNov 26, 2025
Book Page23372/378
Instrument2025332093
Lender
NameACHIEVA CU
TypeCredit Union
AddressDUNEDIN, FL 34698
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueDec 01, 2045

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2995 ELDER CT, PALM HARBOR, FL 34684-3612
Transaction TypeMortgage
Record UpdatedNov 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2995 ELDER CT, PALM HARBOR, FL 34684-3612

Mortgage

Document Number0222391071
DateOct 21, 2022
Book Page22239/1071
Instrument2022309266
Lender
NameACHIEVA CU
TypeCredit Union
AddressDUNEDIN, FL 34698
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2037

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2995 ELDER CT, PALM HARBOR, FL 34684-3612
Transaction TypeMortgage
Record UpdatedMar 22, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2995 ELDER CT, PALM HARBOR, FL 34684-3612

Mortgage

Document Number0214182268
DateMar 04, 2021
Book Page21418/2268
Instrument2021071392
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMar 19, 2018
Property Address2995 ELDER CT, PALM HARBOR, FL 34684-3612
Document Number0199781025
Book / Page019978 / 001025
Instrument DateMar 15, 2018
Instrument82714
Transaction TypeTransfer
Record UpdatedApr 04, 2018
Title CompanyWOLLINKA-WIKLE TITLE INSURANCE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,113.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2995 ELDER CT PALM HARBOR FL 346843612, PALM HARBOR, FL 34684-3612

Mortgage

Document Number199781026
DateMar 19, 2018
Book Page019978/001026
Instrument82715
Lender
NameEVOLVE BK&TR
TypeBank
AddressMEMPHIS, TN 38119
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 18, 2048

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateAug 26, 2017
Property Address2995 ELDER CT, PALM HARBOR, FL 34684-3612
Document Number0197540714
Book / Page019754 / 000714
Instrument DateAug 22, 2017
Instrument266009
Transaction TypeTransfer
Record UpdatedSep 20, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address2995 ELDER CT PALM HARBOR FL 346843612, PALM HARBOR, FL 34684-3612

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2995 ELDER CT, PALM HARBOR, FL 34684-3612
Document Number0197020223
Instrument DateJun 15, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2995 ELDER CT PALM HARBOR FL 346843612, PALM HARBOR, FL 34684-3612

Mortgage

Document Number0197020223
DateJul 13, 2017
Book Page019702/000223
Instrument216753
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 12, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,058.00 (+6.63%) Homeowner's exemption Widower's exemption$153,384 (+5.99%)$227,299 (-6.67%) Building $227,299
2024$1,930.00 (+2.55%)
2023$1,882.00 (-0.69%) Homeowner's exemption Widower's exemption$144,719 (+3%)$243,556 (+17.5%) Building $243,556
2022$1,895.00 Homeowner's exemption Widower's exemption$140,504$207,277 Building $207,277

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 4,762 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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