Pinellas County property record for 2987 Elder Ct, Palm Harbor, FL 34684
| Property Type | Planned Unit Development |
|---|---|
| Details | 1,298 sqft · built 1981 |
| Lot Size | 0.059 acres (2,581 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Dec 2020) |
| Tax Bill | $2,477 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Feb 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-759-0276-7 |
| Primary APN | C62-000-759-0276-7 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,298 sqft Living Area |
| 1st Floor Area | 1,298 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 2,581 sqft (0.059 acres) |
| View / Lot | Interior |
| Porch | Screened Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | R86395 |
|---|---|
| Street Address | 2987 ELDER CT |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-3612 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Local Zoning Code | RPD5 |
| Legal Description | STRATHMORE GATE-EAST UNIT ONE LOT 47 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 8 |
| Legal Subdivision | STRATHMORE GATE-EAST |
| Legal Tract | 85560 |
| Legal Lot Number | 47 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 27314 |
Source: Pinellas County assessment roll, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2987 ELDER CT, PALM HARBOR, FL 34684-3612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Feb 9, 2024 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Dec 30, 2022 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Dec 8, 2020 | Warranty Deed, Transfer · FHA Mortgage VAN DYK MORTGAGE CORP |
| Oct 27, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 8, 2020 · Amount on Record |
| Deed Sale | Dec 8, 2020 · Amount on Record |
| Prior Sale | Oct 20, 2016 · Amount on Record |
| Deed Document Number | 2020368624 |
| Deed Book / Page | 21289 / 644 |
| Prior Transfer Date | Oct 23, 2017 |
| Prior Transfer Doc | 0198200895 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2987 ELDER CT, PALM HARBOR, FL 34684-3612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2987 ELDER CT, PALM HARBOR, FL 34684-3612 |
| Document Number | 0234232436 |
|---|---|
| Date | Jan 15, 2026 |
| Book Page | 23423/2436 |
| Instrument | 2026011826 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 14, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2987 ELDER CT, PALM HARBOR, FL 34684-3612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2987 ELDER CT, PALM HARBOR, FL 34684-3612 |
| Document Number | 0227002249 |
|---|---|
| Date | Feb 9, 2024 |
| Book Page | 22700/2249 |
| Instrument | 2024033558 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2987 ELDER CT, PALM HARBOR, FL 34684-3612 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2987 ELDER CT, PALM HARBOR, FL 34684-3612 |
| Document Number | 0223050745 |
|---|---|
| Date | Dec 30, 2022 |
| Book Page | 22305/745 |
| Instrument | 2022368145 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 96 Months |
| Due | Dec 29, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 8, 2020 |
| Property Address | 2987 ELDER CT, PALM HARBOR, FL 34684-3612 |
| Document Number | 0212890644 |
| Book / Page | 21289 / 644 |
| Map Reference | MB 83 PG 18-20 |
| Instrument Date | Dec 3, 2020 |
| Instrument | 2020368624 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | HEARTLAND TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2987 ELDER CT, 2987, PALM HARBOR, FL 34684-3612 |
| Name | Verified Name |
|---|
| Document Number | 0021289646 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 21289/646 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 27, 2017 |
| Property Address | 2987 ELDER CT, PALM HARBOR, FL 34684-3612 |
| Document Number | 0198200895 |
| Book / Page | 019820 / 000895 |
| Instrument Date | Oct 23, 2017 |
| Instrument | 327872 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 2987 ELDER CT PALM HARBOR FL 346843612, PALM HARBOR, FL 34684-3612 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,477.00 (+6.31%) Homeowner's exemption | $171,587 (+5.99%) | $220,405 (-6.71%) Building $220,405 |
| 2024 | $2,330.00 (+2.15%) | ||
| 2023 | $2,281.00 (+3.45%) Homeowner's exemption | $161,894 (+3%) | $236,258 (+17.36%) Building $236,258 |
| 2022 | $2,205.00 Homeowner's exemption | $157,179 | $201,308 Building $201,308 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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