Pinellas County property record for 2989 Elder Ct, Palm Harbor, FL 34684 · Last verified January 2026
| Property Type | Planned Unit Development |
|---|---|
| Details | 1,120 sqft · built 1981 |
| Owner | Individual Name on File |
| Last Sale | $274,000 (Jun 2022) |
| Tax Bill | $1,358 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-759-0275-9 |
| Primary APN | C62-000-759-0275-9 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,120 sqft Heated Area |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood |
| Construction Type | Frame |
| View / Lot | Average |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | R86394 |
|---|---|
| Old Parcel Number | 162808855600000460 |
| Street Address | 2989 ELDER CT |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-3612 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | STRATHMORE GATE-EAST UNIT ONE LOT 46 |
| Legal Range | 16 |
| Legal Township | 28 |
| Legal Section | 08 |
| Legal Subdivision | STRATHMORE GATE-EAST |
| Legal Lot Number | 46 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 27314 |
Source: Pinellas County records · APN C62-000-759-0275-9
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2989 ELDER CT, PALM HARBOR, FL 34684-3612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2022 | Correction Deed NOT AVAILABLE, SCARB T&E SVCS LLC |
| Jun 07, 2022 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Oct 15, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 07, 2022 · Amount on Record |
| Deed Sale | Jun 07, 2022 · Amount on Record |
| Prior Sale | Oct 15, 2021 · Amount on Record |
| Deed Document Number | 2022178446 |
| Deed Book / Page | 22091 / 2092 |
| Record Updated | Jun 08, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Nov 14, 2022 |
| Property Address | 2989 ELDER CT, PALM HARBOR, FL 34684-3612 |
| Document Number | 0222601724 |
| Book / Page | 22260 / 1724 |
| Map Reference | MB 83 PG 18 |
| Instrument Date | Jun 03, 2022 |
| Instrument | 2022328079 |
| Record Updated | Dec 09, 2022 |
| Title Company | NOT AVAILABLE, SCARB T&E SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 2989 ELDER CT, 2989, PALM HARBOR, FL 34684-3612 |
| Name | Verified Name |
|---|---|
| Address | 15915 KINGSMOOR WAY, MIAMI LAKES, FL 33014-6559 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 07, 2022 |
| Property Address | 2989 ELDER CT, PALM HARBOR, FL 34684-3612 |
| Document Number | 0220912092 |
| Book / Page | 22091 / 2092 |
| Map Reference | MB 83 PG 18 |
| Instrument Date | Jun 03, 2022 |
| Instrument | 2022178446 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2022 |
| Title Company | SCARAB T&E SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,918.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2989 ELDER CT, 2989, PALM HARBOR, FL 34684-3612 |
| Name | Verified Name |
|---|---|
| Address | 15915 KINGSMOOR WAY, MIAMI LAKES, FL 33014-6559 |
| Document Number | 0220912094 |
|---|---|
| Date | Jun 07, 2022 |
| Instrument | 22091/2094 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 15, 2021 |
| Property Address | 2989 ELDER CT, PALM HARBOR, FL 34684-3612 |
| Document Number | 0217632472 |
| Book / Page | 21763 / 2472 |
| Map Reference | MB 83 PG 18 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2021338659 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Title Company | GUARDIAN TITLE/FL W COAST INC, GUARDIAN TTL OF FL WEST COAS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,509.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1702 HUNTINGTON CT, 1702, SAFETY HARBOR, FL 34695-5635 |
| Name | Verified Name |
|---|---|
| Address | 2989 ELDER CT, PALM HARBOR, FL 34684-3612 |
| Document Number | 217632473 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 21763/2473 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,358.00 (-65.57%) Homeowner's exemption | $109,579 (-48.48%) | $198,796 (-6.53%) Building $198,796 |
| 2023 | $3,944.00 (+17.8%) | $212,675 (+19.12%) | $212,675 (+19.12%) Building $212,675 |
| 2022 | $3,348.00 | $178,540 | $178,540 Building $178,540 |
Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030273141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 12 in force 10 of 12 on primary residences |
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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