Pinellas County property record for 2983 Elder Ct, #1, Palm Harbor, FL 34684
| Property Type | Planned Unit Development |
|---|---|
| Details | 2 bd · 2 ba · 1,298 sqft · built 1981 |
| Lot Size | 0.072 acres (3,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $253,000 (Sep 2026) |
| Tax Bill | $4,194 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-759-0278-3 |
| Primary APN | C62-000-759-0278-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,298 sqft Living Area |
| 1st Floor Area | 1,298 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood Frame |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 3,120 sqft (0.072 acres) |
| View / Lot | Corner |
| Porch | Patio |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | R86397 |
|---|---|
| Street Address | 2983 ELDER CT, 1 |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-3612 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Local Zoning Code | RPD5 |
| Legal Description | STRATHMORE GATE-EAST UNIT ONE LOT 49 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 8 |
| Legal Subdivision | STRATHMORE GATE-EAST |
| Legal Tract | 85560 |
| Legal Lot Number | 49 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 27314 |
Source: Pinellas County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2983 ELDER CT, 1, PALM HARBOR, FL 34684-3612 |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 2, 2026 | Deed of Trust, Mortgage · Line of Credit PINELLAS COUNTY (FL) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2026 · Amount on Record |
| Deed Sale | Sep 8, 2026 · Amount on Record |
| Prior Sale | Nov 17, 2015 |
| Deed Document Number | 2026239664 |
| Deed Book / Page | 23685 / 2220 |
| Transfer Doc | 1169002040 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 8, 2026 |
| Property Address | 2983 ELDER CT, 1, PALM HARBOR, FL 34684-3612 |
| Document Number | 0000239664 |
| Book / Page | 23685 / 2220 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 2026239664 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $178,871.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2983 ELDER CT, 1, PALM HARBOR, FL 34684-3612 |
| Document Number | 0000239665, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 2026239665 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 2, 2026 |
| Property Address | 2983 ELDER CT, 1, PALM HARBOR, FL 34684-3612 |
| Document Number | 0000236481 |
| Book / Page | 23681 / 1900 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 2026236481 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2026 |
| Title Company | NONA TITLE INC, NONA TITLE |
| Name | Verified Name |
|---|---|
| Address | 2983 ELDER CT, 1, PALM HARBOR, FL 34684-3612 |
| Document Number | 0000236481, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 23681/1900 |
| Instrument | 2026236481 |
| Name | PINELLAS COUNTY (FL) |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 31, 2031 |
| Max Rate | -1% |
|---|
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,194.00 (+4.98%) | $224,922 (-6.69%) Building $224,922 | $224,922 (-6.69%) Building $224,922 |
| 2024 | $3,995.00 (+4.83%) | ||
| 2023 | $3,811.00 (+11.73%) | $241,053 (+17.42%) | $241,053 (+17.42%) Building $241,053 |
| 2022 | $3,411.00 | $205,287 | $205,287 Building $205,287 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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