2979 Elder Ct, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 2979 Elder Ct, Palm Harbor, FL 34684 · Last verified January 2026

Property Summary

Property Type	Planned Unit Development
Details	1,298 sqft · built 1981
Owner	Individual Name on File
Last Sale	$342,900 (Jul 2024)
Tax Bill	$4,036 (2025)
Deeds & Mortgages	May 2020 Line of Credit Aug 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-759-0280-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-0280-9`
Alternative APNs	`08-28-16-85560-000-0510` `162808855600000510` `R86399`

Interior

Stories	1 Story
Building Area	1,298 sqft Heated Area
1st Floor Area	1,298 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Frame
View / Lot	Average

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R86399
Old Parcel Number	162808855600000510
Street Address	2979 ELDER CT
City	PALM HARBOR
State	FL
Zip	34684-3612
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	STRATHMORE GATE-EAST UNIT ONE LOT 51
Legal Range	16
Legal Township	28
Legal Section	08
Legal Subdivision	STRATHMORE GATE-EAST
Legal Lot Number	51
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1003
Census Tract	27314

Owner

Source: Pinellas County records · APN C62-000-759-0280-9

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2979 ELDER CT, PALM HARBOR, FL 34684-3612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 05, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 16, 2018	Warranty Deed, Transfer SUNBELT TITLE (AGENCY)

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2024 · Amount on Record
Deed Sale	Jul 12, 2024 · Amount on Record
Prior Sale	Aug 24, 2020
Deed Document Number	2024175897
Deed Book / Page	22857 / 2223
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2979 ELDER CT, PALM HARBOR, FL 34684-3612
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0209901962
Date	May 05, 2020
Book Page	20990/1962
Instrument	2020143664

Lender

Name	PNC BANK NA
Type	Bank
Address	PALM HARBOR, FL 34684

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Apr 18, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 24, 2020
Property Address	2979 ELDER CT, PALM HARBOR, FL 34684-3612
Document Number	0211351684
Book / Page	021135 / 001684
Instrument Date	Aug 21, 2020
Instrument	252353
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2979 ELDER CT PALM HARBOR FL 346843612, PALM HARBOR, FL 34684-3612

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 16, 2018
Property Address	2979 ELDER CT, PALM HARBOR, FL 34684-3612
Document Number	0201280909
Book / Page	020128 / 000909
Instrument Date	Jul 10, 2018
Instrument	224366
Transaction Type	Transfer
Record Updated	Aug 06, 2018
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Tax	$1,260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2979 ELDER CT PALM HARBOR FL 346843612, PALM HARBOR, FL 34684-3612

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,036.00 (+190.57%) Homeowner's exemption	$257,971 (+129.72%)	$257,971 (-2.05%) Building $257,971
2023	$1,389.00 (+4.12%) Homeowner's exemption	$112,299 (+3%)	$263,366 (+18.48%) Building $263,366
2022	$1,334.00 Homeowner's exemption	$109,028	$222,289 Building $222,289

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030273141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 219 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
WOW Internet, Cable & Phone	Cable	1,200 / 50
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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