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2981 Elder Ct, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 2981 Elder Ct, Palm Harbor, FL 34684

Property Summary

Property TypePlanned Unit Development
Details1,120 sqft · built 1981
Lot Size0.059 acres (2,592 sqft)
OwnerIndividual Name on Record
Last Sale$192,000 (Aug 2019)
Tax Bill$2,898 (2025)
Deeds & MortgagesAug 2021 Transfer
Aug 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-759-0279-1

Property Details

APN / Parcel Number

Primary APNC62-000-759-0279-1
Alternative APNs
  • 08-28-16-85560-000-0500
  • 162808855600000500
  • R86398

Interior

Stories1 Story
Building Area1,120 sqft Heated Area
1st Floor Area1,120 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1989
Exterior MaterialWood
Construction TypeFrame
Lot Area2,592 sqft
View / LotAverage

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR86398
Old Parcel Number162808855600000500
Street Address2981 ELDER CT
CityPALM HARBOR
StateFL
Zip34684-3612
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionSTRATHMORE GATE-EAST UNIT ONE LOT 50
Legal Range16
Legal Township28
Legal Section08
Legal SubdivisionSTRATHMORE GATE-EAST
Legal Lot Number50
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1003
Census Tract27314

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2981 ELDER CT, PALM HARBOR, FL 34684-3612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2021Quit Claim Deed, Transfer
TALON TITLE SERVICES LLC
Aug 30, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA
May 17, 2019Warranty Deed, Transfer
TALON TITLE SERVICES LLC, TALON TITLE SVCS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2019 · Amount on Record
Deed SaleAug 30, 2019 · Amount on Record
Prior SaleAug 30, 2019 · Amount on Record
Deed Document Number0206751599
Deed Book / Page020675 / 001599
Last Transfer DateAug 4, 2021
Transfer Doc0216571699
Record UpdatedJun 8, 2026

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateAug 4, 2021
Property Address2981 ELDER CT, PALM HARBOR, FL 34684-3612
Document Number0216571699
Book / Page21657 / 1699
Map ReferenceMB 83 PG 18-20
Instrument DateJul 29, 2021
Instrument2021255691
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyTALON TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1528 COLONY CT, 1528, PALM HARBOR, FL 34683-6326

Transferred To (Grantee/Buyer)

NameVerified Name
Address2981 ELDER CT, PALM HARBOR, FL 34684-3612

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 30, 2019
Property Address2981 ELDER CT, PALM HARBOR, FL 34684-3612
Document Number0206751599
Book / Page020675 / 001599
Instrument DateAug 26, 2019
Instrument279748
Transaction TypeTransfer
Record UpdatedSep 11, 2019
Title CompanyTALON TITLE SERVICES LLC, TALON TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,344.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2981 ELDER CT PALM HARBOR FL 346843612, PALM HARBOR, FL 34684-3612

Mortgage

Document Number206751601
DateAug 30, 2019
Book Page020675/001601
Instrument279749
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 29, 2049

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMay 17, 2019
Property Address2981 ELDER CT, PALM HARBOR, FL 34684-3612
Document Number0205421909
Book / Page020542 / 001909
Instrument DateMay 15, 2019
Instrument156287
Transaction TypeTransfer
Record UpdatedJun 4, 2019
Title CompanyTALON TITLE SERVICES LLC, TALON TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$868.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 670296 CORAL SPRINGS FL 330670005, CORAL SPRINGS, FL 33067-0005

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,898.00 (+8.3%) Homeowner's exemption$194,906 (+5.99%)$198,796 (-6.53%) Building $198,796
2023$2,676.00 (+3.24%) Homeowner's exemption$183,896 (+3%)$212,675 (+19.12%) Building $212,675
2022$2,592.00 Homeowner's exemption$178,540$178,540 Building $178,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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